# Bitmama Virtual Crypto Card

by Bitmama · checked 30 Oct 2026 · updated 30 Oct 2026

Website: [bitmama.io](https://bitmama.io)

## Facts

- Bitmama Virtual Crypto Card is a Mastercard debit card from Bitmama.
- A virtual version costs 0.00 USD.
- Custody: custodial.
- Supported assets: USDT, USDC, CUSD.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Card types | virtual |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Card network | Mastercard |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Custody | custodial |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Funding model | fiat balance |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Card currencies | USD |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Usage | personal |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Limits depend on | plan |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | unknown |  |  |
| ATM withdrawals | unknown |  |  |
| Contactless | unknown |  |  |

## Fees and variants

|  | All variants | Black | Pink | Green | Source |
| --- | --- | --- | --- | --- | --- |
| Status |  | available | available | available |  |
| Price |  | 0.00 USD one-time | 0.00 USD one-time | 0.00 USD one-time | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Score |  | 63.68 (Entry variant) | 63.68 | 63.68 |  |
| **Card** |  |  |  |  |  |
| Card types | virtual |  |  |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| **Fees** |  |  |  |  |  |
| Virtual card issuance | 0.00 USD |  |  |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Physical card issuance | not applicable |  |  |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Shipping | unknown |  |  |  |  |
| Monthly fee | unknown |  |  |  |  |
| Annual fee | unknown |  |  |  |  |
| Top-up fee | unknown |  |  |  |  |
| Crypto deposit fee | free |  |  |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Crypto conversion fee | unknown |  |  |  |  |
| Minimum conversion | unknown |  |  |  |  |
| Foreign currency fee | unknown |  |  |  |  |
| Minimum FX fee | unknown |  |  |  |  |
| ATM fee | unknown |  |  |  |  |
| Merchant-specific fee | unknown |  |  |  |  |
| Transaction fee | 0.50 USD |  |  |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Cross-border fee | unknown |  |  |  |  |
| Withdrawal fee | unknown |  |  |  |  |
| Activation fee | unknown |  |  |  |  |
| Minimum top-up | unknown |  |  |  |  |
| Declined payment fee | unknown |  |  |  |  |
| Refund fee | unknown |  |  |  |  |
| Inactivity fee | unknown |  |  |  |  |
| Minimum monthly spend | unknown |  |  |  |  |
| Inactivity rule | unknown |  |  |  |  |
| Card replacement | unknown |  |  |  |  |
| Plan waivers | unknown |  |  |  |  |
| **Cashback & rewards** |  |  |  |  |  |
| Cashback | unknown |  |  |  |  |

## KYC and limits

KYC: No ID, ID document for higher volumes

### Variant: Black

|  | Level 1 at Bitmama (No ID) | Level 2 at Bitmama (ID document) | Level 3 at Bitmama (ID + proof of address) |
| --- | --- | --- | --- |
| E-mail | required | – | – |
| Phone number | required | – | – |
| Address | – | – | required |
| ID document | – | required | – |
| Proof of address | – | – | required |
| Spending per month | 100,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) | 100,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) | 100,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) |
| Source | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |

### Variant: Pink

|  | Level 1 at Bitmama (No ID) | Level 2 at Bitmama (ID document) | Level 3 at Bitmama (ID + proof of address) |
| --- | --- | --- | --- |
| E-mail | required | – | – |
| Phone number | required | – | – |
| Address | – | – | required |
| ID document | – | required | – |
| Proof of address | – | – | required |
| Spending per month | 10,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) | 10,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) | 10,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) |
| Source | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |

### Variant: Green

|  | Level 1 at Bitmama (No ID) | Level 2 at Bitmama (ID document) | Level 3 at Bitmama (ID + proof of address) |
| --- | --- | --- | --- |
| E-mail | required | – | – |
| Phone number | required | – | – |
| Address | – | – | required |
| ID document | – | required | – |
| Proof of address | – | – | required |
| Spending per month | 50,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) | 50,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) | 50,000 USD (Black: 100,000 USD, Pink: 10,000 USD, Green: 50,000 USD) |
| Source | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| Residency requirement | Not available to residents of a non-exhaustive list of excluded jurisdictions: United States, mainland China, Singapore, Quebec (Canada), North Korea, Cuba, Iran, Crimea, Sevastopol, Sudan, and other jurisdictions at the company's discretion; users must inform Bitmama if they become a resident of an excluded jurisdiction. |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDT, USDC, CUSD |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Bonuses and promotions

What Bitmama offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

- Referral bonus · You (referrer): not published · Conditions: Commission in crypto on every completed transaction (trade, crypto swap, Buy Crypto Pay Later or crypto card use) of users who sign up with your referral code or link, credited in real time to your wallet and paid for three years after sign-up; the per-transaction rate is not published on the page. · invite link, code — bitmama.io

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | unknown |  |  |
| ↳ Nigeria | Odoakpu Microfinance Bank Nigeria Limited |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| ↳ Nigeria | Odoakpu Microfinance Bank Nigeria Limited |  | bitmama.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | unknown |  |  |

## Company and trust

- Card since 2021-11-18

### Company

- Registered address: 2093 Philadelphia Pike #7093, Claymont, DE 19703 (Source: bitmama.io)

### Card history

- Card launched: 2021-11-18 (Source: bitmama.io)

### Issuer

- Odoakpu Microfinance Bank Nigeria Limited (Nigeria)
- Registered name: Odoakpu Microfinance Bank Nigeria Limited
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 43 %
- 0 of 14 key values not published
- Imprint / company details: no
- Public fee schedule: no
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: no
- Sources last checked 2026-10-30

## How the score is made up

63.68 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 100 | 25.0 |
| KYC and privacy | 20 % | 53 | 10.5 |
| Features | 15 % | 40 | 6.0 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 72 | 7.2 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 30 Oct 2026: New product image.
- 30 Oct 2026: New: Referral bonus · You (referrer).
- 30 Oct 2026: New logo.
- 30 Oct 2026: Score changed from 64.21 to 63.68.
- 30 Oct 2026: Changes to KYC levels and requirements.
- 30 Oct 2026: Market launch: November 18, 2021.
- 30 Oct 2026: Changes to KYC levels and requirements.
- 30 Oct 2026: Score changed from 63.71 to 64.21.
- 30 Oct 2026: Changes to limits.
- 30 Oct 2026: Changes to KYC levels and requirements.
- 30 Oct 2026: Score changed from 53 to 63.71.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/bitmama-virtual-crypto-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/bitmama-virtual-crypto-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/bitmama-virtual-crypto-card/