# Bitrefill Card

by Bitrefill · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [bitrefill.com](https://www.bitrefill.com)

## Facts

- Bitrefill Card is a Visa prepaid card from Bitrefill.
- Bitrefill Card has no monthly fee.
- A virtual version costs 0.00 EUR, a physical one 0.00 EUR.
- ATM withdrawals cost 2.49 %.
- It works with Google Pay.
- Base cashback is 1 %.
- Custody: custodial.
- Supported assets: BTC, ETH, USDC, SOL, BNB, POL.
- Top-up networks: Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon.
- Issuer / BIN sponsor: Wallester AS.
- Bitrefill does not publish the crypto conversion fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | prepaid |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual, physical |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | custodial |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | fiat balance |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | EUR |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | Google Pay |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | unknown |  |  |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 0.00 EUR |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | 0.00 EUR |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | unknown |  |  |
| Monthly fee | 0.00 EUR |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | not published |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| Minimum FX fee | unknown |  |  |
| ATM fee | 2.49 % |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| ↳ top-up via bank transfer | free |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | 10.00 EUR |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | Card is inactive after 12 continuous months without spending or cash-out; then €10/month is charged (only from available balance) after 1-month and 1-week e-mail notice; at €0 balance the card and card account are deactivated. |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | 1 % (spend from 0/month) · in EUR |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## KYC and limits

KYC: ID document

|  | Starter at Bitrefill (ID document) | Plus at Bitrefill (ID document) |
| --- | --- | --- |
| ID document | required | required |
| Top-up in total | 15,000 EUR | – |
| Spending per day | 10,000 EUR | – |
| Spending per month | 10,000 EUR | 15,000 EUR |
| Fiat payout per month | – | no limit |
| Contactless per transaction | 200 EUR | – |
| Review time | from age 18 | – |
| Source | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by nationality | Not available in: Russia, United States |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ by residence | Available in 29 countries and regions |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | Residents of the listed EU countries plus Norway and Iceland, aged 18+, after identity verification; citizens of the USA and the Russian Federation are excluded regardless of residency (Russian citizens who also hold EU/EEA citizenship are eligible). |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | not available |
| United States | not available |
| United Kingdom | not available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDC, SOL, BNB, POL |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Bonuses and promotions

What Bitrefill offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

- Referral bonus · You (referrer): not published · code — bitrefill.com
- Partner programme: yes (own programme): 1 % revenue share — help.bitrefill.com

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Wallester AS |  | bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | Lightspark Payments Europe (LSP EU) |  | help.bitrefill.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | unknown |  |  |

## Company and trust

- Card since 06/2024

### Company

- Headquarters: Sweden (Source: bitrefill.com)
- Legal form: AB (Source: bitrefill.com)
- Registered address: Mailbox 2333, 111 75 Stockholm, Sweden (Source: bitrefill.com)

### Card history

- Card launched: 06/2024 (Source: bitrefill.com)

### Issuer

- Wallester AS (Estonia)
- Registered name: Wallester AS
- Register number: 11812882
- Issues 2 card programmes in our catalogue

### Transparency

- Transparency 49 %
- 1 of 16 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: no
- Terms with version or date: unknown
- Sources last checked 2026-10-29

## How the score is made up

55.07 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 70 | 17.5 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 82 | 12.3 |
| Availability | 10 % | 22 | 2.2 |
| Rewards | 10 % | 40 | 4.0 |
| Trust | 10 % | 70 | 7.0 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 53.49 to 55.07.
- 29 Oct 2026: Score changed from 52.92 to 53.49.
- 29 Oct 2026: New: Referral bonus · You (referrer).
- 29 Oct 2026: Headquarters: Sweden.
- 29 Oct 2026: New: Partner programme · Publishers.
- 29 Oct 2026: Changes to reward programmes.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 52.64 to 52.92.
- 29 Oct 2026: Market launch: June 1, 2024.
- 29 Oct 2026: Score changed from 52.84 to 52.64.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Score changed from 55.84 to 52.84.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 56.8 to 55.84.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/bitrefill-card/report-an-error/

---

- **Canonical URL:** https://cryptocardss.com/en/bitrefill-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/bitrefill-card/