# Bitypay Visa Infinite Card

by Bitypay · checked 30 Oct 2026 · updated 30 Oct 2026

Website: [bitypay.io](https://bitypay.io)

## Facts

- Bitypay Visa Infinite Card is a Visa debit card from Bitypay.
- The monthly fee is 5.00 USD.
- A virtual version costs 0.50 USD, a physical one 19.90 USD.
- Payments in foreign currencies cost 1.99 %.
- It works with Apple Pay, Google Pay.
- Custody: smart wallet.
- Supported assets: USDC.
- Top-up networks: Ethereum, Arbitrum, Base.
- Bitypay does not publish the issuer / BIN sponsor.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual, physical |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | smart wallet |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | stablecoin balance |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | USD |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal, business |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | KYC level, plan, user setting |  | bitypay.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | unknown |  |  |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | 0.50 USD |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | 19.90 USD |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | not published |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | 5.00 USD |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |
| ↳ Plan Standard | 0.00 USD |  | bitypay.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | free |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ Standard | free |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ with USDC · top-up via crypto | free |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | 1.99 % |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | free |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Cross-border fee | 0 % |  | bitypay.io (checked 30 Oct 2026 · verified 30 Oct 2026) |
| Withdrawal fee | unknown |  |  |
| ↳ top-up via bank transfer | 1 % + 3.00 USD |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID + proof of address

### ID + proof of address

- KYC at Bitypay — Requires: ID document, Selfie / liveness, Proof of address; In some cases: Source of funds (conditional: where activity exceeds risk thresholds) — bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | only in the app |
| Spending per week | only in the app |
| Spending per month | only in the app |
| Single payment per transaction | only in the app |

### Business use (KYB)

**ID document**

- KYB at Bitypay — Requires: ID document, Company documents (KYB) — bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026)

### When is KYC needed?

- Above a top-up threshold that is not published, Bitypay requires level 1 (ID document, selfie, proof of address). — bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026)
- After a risk review at its own discretion, Bitypay may request additional documents such as proof of source of funds. — bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | not published |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | Eligibility depends on the applicant's residence and applicable regulations and is confirmed during application and KYC/KYB. |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | unknown |
| Austria | unknown |
| Switzerland | unknown |
| United States | unknown |
| United Kingdom | unknown |
| France | unknown |
| Spain | unknown |
| Italy | unknown |
| Netherlands | unknown |
| Türkiye | unknown |
| Brazil | unknown |
| Nigeria | unknown |
| India | unknown |
| United Arab Emirates | unknown |
| Singapore | unknown |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDC |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Ethereum, Arbitrum, Base |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | No |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | not published |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | unknown |  |  |
| Support channels | email |  | bitypay.io (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

### Issuer

- The provider does not name the issuing institution.

### Transparency

- Transparency 84 %
- 2 of 18 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

53.16 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 79 | 19.8 |
| KYC and privacy | 20 % | 18 | 3.5 |
| Features | 15 % | 60 | 9.0 |
| Availability | 10 % | not scored | counts neutral (5.0) |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 59 | 5.9 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about Bitypay from the press and the provider's own channels, rated automatically.

- 28 Oct 2026: [Bitypay Card Review: What the Public Pages Do Not Say](https://cryptocardpicker.com/wallet-cards/bitypay-card-review) (cryptocardpicker) — Neutral. Independent review of the Bitypay card noting gaps in public disclosure; opinion piece, no change to terms reported.

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 30 Oct 2026: Score changed from 51.86 to 53.16.
- 30 Oct 2026: Score changed from 53.16 to 51.86.
- 29 Oct 2026: Score changed from 51.86 to 53.16.
- 29 Oct 2026: Score changed from 52.33 to 51.86.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 54.86 to 52.33.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: New product image.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 53.44 to 54.86.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 53.25 to 53.44.
- 29 Oct 2026: Score changed from 52.57 to 53.25.
- 29 Oct 2026: Company name changed from BitPay to Bitypay.
- 29 Oct 2026: Changes to licences.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/bitypay-visa-infinite-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/bitypay-visa-infinite-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/bitypay-visa-infinite-card/