# Brahma Spend Card

by Brahma · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [brahma.fi](https://brahma.fi)

## Facts

- Brahma Spend Card is a Visa credit card from Brahma.
- It works with Apple Pay, Google Pay.
- Custody: self-custody.
- Supported assets: USDC, USDT0.
- Top-up networks: Ethereum, Polygon, Arbitrum, Optimism.
- Issuer / BIN sponsor: Third National.
- Brahma does not publish the virtual card issuance.
- Brahma does not publish the monthly fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | credit |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | self-custody |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | credit line |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | USD |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal, business |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | user setting |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Cards per account | unknown |  |  |
| Mobile wallets | Apple Pay, Google Pay |  | brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | unknown |  |  |
| Contactless | Yes |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | not published |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance | not applicable |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | not applicable |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Monthly fee | not published |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |
| ↳ rest of world | not published |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ United States | 0.00 USD |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ rest of world | not published |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ United States | 0.00 USD |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Top-up fee | unknown |  |  |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | unknown |  |  |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| ↳ United States | 1 % |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ United States | 1 % |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| ↳ United States | free |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ United States | free |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Merchant-specific fee | unknown |  |  |
| Transaction fee | unknown |  |  |
| Cross-border fee | unknown |  |  |
| Withdrawal fee | unknown |  |  |
| Activation fee | unknown |  |  |
| Minimum top-up | unknown |  |  |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | unknown |  |  |

## KYC and limits

KYC: ID document

### ID document

- Sumsub KYC at Brahma — Requires: ID document — docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026)

| Limits | Value |
| --- | --- |
| Spending per day | only in the app |

### Business use (KYB)

**No ID**

- Corporate verification at Brahma — Requires: no further documents; In some cases: Tax ID (conditional: If you represent a company or institution), Company documents (KYB) (conditional: If you represent a company or institution) — docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Not available in 19 countries and regions |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | unknown |  |  |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | available |
| United States | available |
| United Kingdom | available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | available |
| Singapore | available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDC, USDT0 |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | Ethereum, Polygon, Arbitrum, Optimism |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | unknown |  |  |
| Fiat top-up | unknown |  |  |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Third National |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | Rain |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Headquarters | Available in: British Virgin Islands |  | docs.brahma.fi (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Support channels | unknown |  |  |

## Company and trust

### Company

- Legal form: LTD (Source: docs.brahma.fi)
- Registered address: Road Town, Tortola, British Virgin Islands (Source: docs.brahma.fi)

### Issuer

- Third National (United States)
- Registered name: Nimbus LLC
- Register number: NMLS 2612780
- Issues 20 card programmes in our catalogue

### Transparency

- Transparency 84 %
- 2 of 18 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

44.82 of 100 · weak. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 0 | 0.0 |
| KYC and privacy | 20 % | 35 | 7.0 |
| Features | 15 % | 67 | 10.1 |
| Availability | 10 % | 96 | 9.6 |
| Rewards | 10 % | not scored | counts neutral (5.0) |
| Trust | 10 % | 81 | 8.1 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 44.52 to 44.82.
- 29 Oct 2026: Score changed from 57.06 to 44.52.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 53.73 to 57.06.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 52.43 to 53.73.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 54.93 to 52.43.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 53.86 to 54.93.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/brahma-spend-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/brahma-spend-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/brahma-spend-card/