# Brighty Card

by Brighty · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [brighty.app](https://brighty.app)

## Facts

- Brighty Card is a Visa debit card from Brighty.
- Brighty Card has no monthly fee.
- A virtual version costs 2.99 EUR.
- It works with Apple Pay, Google Pay.
- Base cashback is 0.5 %.
- Brighty Card is available in Andorra, European Economic Area, European Union, Liechtenstein, Monaco, Montenegro, San Marino, Serbia, Switzerland.
- Custody: custodial.
- Supported assets: BTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, TON, MATIC, ARB, SHIB, TRUMP, XTZ, ISLM, NPC.
- Issuer / BIN sponsor: Wallester AS.
- Brighty does not publish the foreign currency fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card types | virtual |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card network | Visa |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Custody | custodial |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Funding model | converted on spend |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card currencies | AED, EUR, GBP, USD |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Usage | personal |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Limits depend on | plan |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Cards per account | unknown |  |  |
| ↳ Plan One · Virtual card | 1 |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ Plan Plus · Virtual card | 2 |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ↳ Plan Pro · Virtual card | 3 |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Mobile wallets | Apple Pay, Google Pay |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Contactless | Yes |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Fees and variants

|  | All variants | One | Plus | Pro | Source |
| --- | --- | --- | --- | --- | --- |
| Status |  | available | available | available |  |
| Price |  | 2.99 EUR one-time | 2.99 EUR one-time | 2.99 EUR one-time | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Score |  | 55.76 (Entry variant) | 56.04 | 56.31 |  |
| **Card** |  |  |  |  |  |
| Card types | virtual |  |  |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| ATM withdrawals | Yes |  |  |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| **Fees** |  |  |  |  |  |
| Virtual card issuance |  | first 1 free, then 2.99 EUR | first 2 free, then 2.99 EUR | first 3 free, then 2.99 EUR | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Physical card issuance |  | not applicable | not applicable | not applicable | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Shipping | unknown |  |  |  |  |
| Monthly fee |  | 0.00 EUR | 0.00 EUR | 0.00 EUR | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Annual fee | unknown |  |  |  |  |
| Top-up fee | unknown |  |  |  |  |
| Crypto deposit fee |  | top-up via crypto: free | top-up via crypto: free | top-up via crypto: free | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto conversion fee | unknown |  |  |  |  |
| Minimum conversion | unknown |  |  |  |  |
| Foreign currency fee |  | 0.6 % (first 0.00 EUR/month free) | 0.5 % (first 2,000.00 EUR/month free) | 0.4 % (first 5,000.00 EUR/month free) | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum FX fee | unknown |  |  |  |  |
| ATM fee | unknown |  |  |  |  |
| Merchant-specific fee | unknown |  |  |  |  |
| Transaction fee | unknown |  |  |  |  |
| Cross-border fee | unknown |  |  |  |  |
| Withdrawal fee | unknown |  |  |  |  |
| Activation fee | unknown |  |  |  |  |
| Minimum top-up | unknown |  |  |  |  |
| Declined payment fee | unknown |  |  |  |  |
| Refund fee | unknown |  |  |  |  |
| Inactivity fee | unknown |  |  |  |  |
| Minimum monthly spend | unknown |  |  |  |  |
| Inactivity rule | Wallester may terminate the card terms without prior notice after the card has not been used for Operations for 6 consecutive months. |  |  |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Card replacement | unknown |  |  |  |  |
| Plan waivers | unknown |  |  |  |  |
| **Cashback & rewards** |  |  |  |  |  |
| Cashback |  | 0.5 % (cap 20.00 USDC/month) · in USDC | 0.5 % (cap 60.00 USDC/month) · in USDC | 0.5 % (cap 100.00 USDC/month) · in USDC | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| **Limits** |  |  |  |  |  |
| Crypto withdrawal per month | no limit |  |  |  |  |

## KYC and limits

KYC: ID + proof of address

### ID + proof of address

- KYC at Brighty — Requires: ID document, Proof of address — help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026)

The limits are listed per variant in the table variants and fees.

### When is KYC needed?

- After a risk review at its own discretion, Brighty may request additional documents such as proof of source of funds. — brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026)
- For transfers to or from a self-hosted wallet, Brighty may request additional documents such as proof of source of funds. — brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026)

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in: Andorra, European Economic Area, European Union, Liechtenstein, Monaco, Montenegro, San Marino, Serbia, Switzerland |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Residency requirement | Applicants must be able to provide genuine, valid proof of address showing current residence in one of the listed supported jurisdictions. |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | available |
| Austria | available |
| Switzerland | available |
| United States | not available |
| United Kingdom | not available |
| France | available |
| Spain | available |
| Italy | available |
| Netherlands | available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | BTC, ETH, USDC, EURC, SOL, BNB, ADA, TRX, TON, MATIC, ARB, SHIB, TRUMP, XTZ, ISLM, NPC |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | only in the app |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Spending order | The user selects one currency account to link to the card; future card payments use that selected account. The linked account can be changed in the app. |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Fiat top-up | Yes |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Bonuses and promotions

What Brighty offers itself: referral bonus, welcome bonus, running promotions and partner programme. Values of the provider, with source; no affiliate link in it.

- Partner programme: yes (Impact): 25 EUR per customer + 0.1 % revenue share — brighty.app

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Wallester AS |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Program manager | unknown |  |  |
| Headquarters | Available in: Switzerland |  | brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Support channels | chat, email |  | help.brighty.app (checked 29 Oct 2026 · verified 29 Oct 2026) |

## Company and trust

### Company

- Headquarters: Switzerland (Source: brighty.app)
- Legal form: Swiss stock corporation (Aktiengesellschaft) (Source: brighty.app)
- Registered address: Mühlegasse 18, 6340 Baar, Switzerland (Source: brighty.app)

### Issuer

- Wallester AS (Estonia)
- Registered name: Wallester AS
- Register number: 11812882
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 100 %
- 0 of 17 key values not published
- Imprint / company details: yes
- Public fee schedule: yes
- Cardholder agreement: yes
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

55.76 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 88 | 21.9 |
| KYC and privacy | 20 % | 18 | 3.5 |
| Features | 15 % | 92 | 13.8 |
| Availability | 10 % | 24 | 2.4 |
| Rewards | 10 % | 13 | 1.3 |
| Trust | 10 % | 79 | 7.9 |
| Community | 10 % | not scored | counts with the median (5.0) |

## Changelog

- 29 Oct 2026: Score changed from 56.73 to 55.76.
- 29 Oct 2026: New: Partner programme · Publishers.
- 29 Oct 2026: Changes to reward programmes.
- 29 Oct 2026: Headquarters: Switzerland.
- 29 Oct 2026: Score changed from 57.32 to 56.73.
- 29 Oct 2026: Score changed from 51.61 to 57.32.
- 29 Oct 2026: Score changed from 54.75 to 51.61.
- 29 Oct 2026: Changes to reward programmes.
- 29 Oct 2026: Score changed from 54.5 to 54.75.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 56 to 54.5.
- 29 Oct 2026: Score changed from 54.86 to 56.
- 29 Oct 2026: Changes to limits.
- 29 Oct 2026: New logo.
- 29 Oct 2026: Score changed from 61.36 to 54.86.
- 29 Oct 2026: Changes to KYC levels and requirements.
- 29 Oct 2026: Score changed from 61.17 to 61.36.
- 29 Oct 2026: New card image.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Company name changed from Razz Finanzz AG to Brighty.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/brighty-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/brighty-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/brighty-card/