# Coinbase Card

by Coinbase · checked 29 Oct 2026 · updated 29 Oct 2026

Website: [coinbase.com](https://www.coinbase.com)

## Facts

- Coinbase Card is a Visa debit card from Coinbase.
- Topping up costs free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.).
- Coinbase Card is available in United States.
- Custody: custodial.
- Supported assets: USDC.
- Issuer / BIN sponsor: Pathward, N.A. (Member FDIC).
- Coinbase does not publish the crypto conversion fee.

## Basics

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Card form | debit |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card types | virtual, physical |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Card network | Visa |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Custody | custodial |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Funding model | converted on spend |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Card currencies | USD |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Usage | personal |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Limits depend on | unknown |  |  |
| Cards per account | unknown |  |  |
| Mobile wallets | unknown |  |  |
| ↳ United States | Apple Pay, Google Pay |  | help.coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ United States | Apple Pay, Google Pay |  | help.coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ATM withdrawals | Yes |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Contactless | Yes |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |

## Fees and cashback

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| **Fees** |  |  |  |
| Virtual card issuance | unknown |  |  |
| Physical card issuance | unknown |  |  |
| Shipping | unknown |  |  |
| Monthly fee | unknown |  |  |
| Annual fee | unknown |  |  |
| ↳ United States | 0.00 USD |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| ↳ United States | 0.00 USD |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Top-up fee | free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.) |  | coinbase.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Crypto deposit fee | unknown |  |  |
| Crypto conversion fee | not published |  | help.coinbase.com (checked 29 Oct 2026 · verified 29 Oct 2026) |
| Minimum conversion | unknown |  |  |
| Foreign currency fee | unknown |  |  |
| Minimum FX fee | unknown |  |  |
| ATM fee | unknown |  |  |
| ↳ United States | free |  | help.coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| ↳ United States | free |  | help.coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Merchant-specific fee | free |  | help.coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Declined payment fee | unknown |  |  |
| Refund fee | unknown |  |  |
| Inactivity fee | unknown |  |  |
| Minimum monthly spend | unknown |  |  |
| Inactivity rule | unknown |  |  |
| Card replacement | unknown |  |  |
| Plan waivers | unknown |  |  |
| **Cashback & rewards** |  |  |  |
| Cashback | only in the app |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Availability

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Available in | unknown |  |  |
| ↳ by residence | Available in: United States |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Residency requirement | Coinbase customers living in the US, all states except Hawaii. |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

| Country | Available |
| --- | --- |
| Germany | not available |
| Austria | not available |
| Switzerland | not available |
| United States | available |
| United Kingdom | not available |
| France | not available |
| Spain | not available |
| Italy | not available |
| Netherlands | not available |
| Türkiye | not available |
| Brazil | not available |
| Nigeria | not available |
| India | not available |
| United Arab Emirates | not available |
| Singapore | not available |

## Crypto

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Supported assets | USDC |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Number of supported assets | unknown |  |  |
| Top-up networks | unknown |  |  |
| Spending order | One preferred spending currency chosen by the user: USD from the USD Wallet or one supported crypto asset; can be changed at any time. |  | coinbase.com (checked 28 Oct 2026 · verified 28 Oct 2026) |
| Fiat top-up | Yes |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

## Trust

| Attribute | Value | Applies to | Source |
| --- | --- | --- | --- |
| Issuer / BIN sponsor | Pathward, N.A. (Member FDIC) |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Program manager | Marqeta |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |
| Headquarters | unknown |  |  |
| Support channels | email, phone |  | coinbase.com (checked 29 Oct 2026 · verified 28 Oct 2026) |

- New York State Department of Financial Services (NYDFS) · msb MT 103755 · US-NY
- New York State Department of Financial Services (NYDFS) · vasp 122466 · US-NY
- Texas Department of Banking · msb 3121 · US-TX
- Washington State Department of Financial Institutions · msb 550-MT-90174 · US-WA

## Company and trust

- Brand on record since 05/2012
- Domain older than the brand (registered 07/2011)

### Issuer

- Pathward
- Issues 1 card programme in our catalogue

### Transparency

- Transparency 70 %
- 1 of 15 key values not published
- Imprint / company details: no
- Public fee schedule: yes
- Cardholder agreement: no
- Terms and conditions: yes
- Terms with version or date: yes
- Sources last checked 2026-10-29

## How the score is made up

59.42 of 100 · average. Weighted sum of the criteria, each 0 to 100 from proven values. A criterion without data is not scored and counts neutral, not as 0.

| Criterion | Weight | Part (0–100) | Points |
| --- | --- | --- | --- |
| Costs | 25 % | 50 | 12.5 |
| KYC and privacy | 20 % | not scored | counts neutral (10.0) |
| Features | 15 % | 82 | 12.3 |
| Availability | 10 % | 17 | 1.7 |
| Rewards | 10 % | 100 | 10.0 |
| Trust | 10 % | 79 | 7.9 |
| Community | 10 % | not scored | counts with the median (5.0) |

## News

Recent news about Coinbase from the press and the provider's own channels, rated automatically.

- 29 Oct 2026: [Ripple’s RLUSD stablecoin gains Coinbase access as Moody’s awards investment-grade rating](https://cryptoslate.com/ripples-rlusd-stablecoin-gains-coinbase-access-as-moodys-awards-investment-grade-rating/) (CryptoSlate) — Neutral. Coinbase lists Ripple's RLUSD stablecoin on its platform and Base chain; no change to any Coinbase card terms is described.
- 28 Oct 2026: [Coinbase Denies Breach as Vendor Leak Hits Users](https://bitcoinist.com/coinbase-denies-breach-as-vendor-leak-hits-users/) (Bitcoinist) — Negative. A third-party vendor exposed some Coinbase customer contact data, although Coinbase says its systems and customer funds were not affected. (+8 more reports: CryptoPotato, PYMNTS, CoinGape, Cryptonews, U.Today, Decrypt, Cointelegraph, Finextra)
- 28 Oct 2026: [Coinbase Launches Ripple USD, Challenging Kraken's Market Hold](https://u.today/coinbase-launches-ripple-usd-challenging-krakens-market-hold) (U.Today) — Neutral. Coinbase is adding RLUSD, an exchange listing with no stated crypto-card impact. (+2 more reports: crypto.news, CoinGape)

Headlines link to the original article. Sentiment and severity are an automated assessment of headline and summary, not a statement of fact; we do not store the articles.

## Changelog

- 29 Oct 2026: Score changed from 59.44 to 59.42.
- 29 Oct 2026: Changes to licences.
- 29 Oct 2026: Changes to licences.
- 28 Oct 2026: Score changed from 61.49 to 60.77.
- 28 Oct 2026: Changes to KYC levels and requirements.
- 28 Oct 2026: Changes to licences.
- 28 Oct 2026: Changes to KYC levels and requirements.

Found an error or a missing value? Report it with a source: https://cryptocardss.com/en/coinbase-card/report-an-error/

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- **Canonical URL:** https://cryptocardss.com/en/coinbase-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/coinbase-card/