# 0fiat Card vs. NearPay Card: fees, limits & KYC

- NearPay Card has the best score (6.8).

## Basics

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Card form | not applicable | unknown |
| Card types | not applicable | unknown |
| Card network | not applicable | unknown |
| Custody | self-custody | unknown |
| Funding model | converted on spend | unknown |
| Card currencies | not applicable | unknown |
| Usage | not applicable | unknown |
| Issuer / BIN sponsor | not applicable | unknown |
| Limits depend on | – | unknown |
| Cards per account | not applicable | unknown |

## Availability

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Supported assets | USDT, USDC | unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | Ethereum, Tron, BNB Smart Chain, Solana | unknown |
| Fiat top-up | not applicable | unknown |

## Payments

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Mobile wallets | not applicable | unknown |
| ATM withdrawals | not applicable | unknown |
| Contactless | not applicable | unknown |

## Fees

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Virtual card issuance | not applicable | unknown |
| Physical card issuance | not applicable | unknown |
| Free cards | not applicable | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | 0.00 USD | unknown |
| Annual fee | not applicable | unknown |
| Top-up fee | not applicable | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | 0 % | unknown |
| Foreign currency fee | 0 % above the market rate | unknown |
| FX free allowance | not applicable | unknown |
| Minimum FX fee | not applicable | unknown |
| ATM fee | not applicable | unknown |
| Transaction fee | free | unknown |
| Cross-border fee | not applicable | unknown |
| Withdrawal fee | not applicable | unknown |
| Activation fee | not applicable | unknown |
| Account closure fee | not applicable | unknown |
| Dispute fee | not applicable | unknown |
| Minimum top-up | not applicable | unknown |
| Declined payment fee | not applicable | unknown |
| Refund fee | not applicable | unknown |
| Inactivity fee | not applicable | unknown |
| Minimum monthly spend | not applicable | unknown |
| Inactivity rule | not applicable | unknown |
| Card replacement | not applicable | unknown |

## Rewards

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Cashback | not applicable | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | Rewards for inviting new users; amount not stated. | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | 0fiat Card | NearPay Card |
| --- | --- | --- |
| Limits (entry level) | no limits captured | no limits captured |

- [0fiat Card](https://cryptocardss.com/en/0fiat-card.md)
- [NearPay Card](https://cryptocardss.com/en/nearpay-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/0fiat-card-vs-nearpay-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/0fiat-card-vs-nearpay-card/