# 0fiat Card vs. Rizon Card: fees, limits & KYC

- 0fiat Card has the lowest foreign currency fee (0 % above the market rate).
- Fewest documents: 0fiat Card (No ID).
- Rizon Card has the best score (6.5).

Entry variant: Rizon Card: Metal Premium Cards (waitlist).

## Basics

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| **Card form** | not applicable | debit |
| **Card types** | not applicable | virtual, physical |
| **Card network** | not applicable | Visa |
| Custody | self-custody | self-custody |
| Funding model | converted on spend | converted on spend |
| **Card currencies** | not applicable | USD |
| **Usage** | not applicable | personal |
| Issuer / BIN sponsor | not applicable | unknown |
| **Limits depend on** | – | user setting |
| Cards per account | not applicable | unknown |

## Availability

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| Supported assets | USDT, USDC | USDT, USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Ethereum, Tron, BNB Smart Chain, Solana | not published |
| **Fiat top-up** | not applicable | Yes |

## Payments

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| **Mobile wallets** | not applicable | Apple Pay, Google Pay |
| **ATM withdrawals** | not applicable | Yes |
| **Contactless** | not applicable | Yes |

## Fees

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| **Virtual card issuance** | not applicable | only in the app |
| **Physical card issuance** | not applicable | only in the app |
| Free cards | not applicable | unknown |
| **Shipping** | not applicable | not published |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | not applicable | unknown |
| **Top-up fee** | not applicable | free |
| Crypto deposit fee | unknown | free |
| Crypto conversion fee | 0 % | unknown |
| **Foreign currency fee** | 0 % above the market rate | 1.7 % + 0.10 USD |
| **FX free allowance** | not applicable | not published |
| **Minimum FX fee** | not applicable | not published |
| ATM fee | not applicable | unknown |
| **Transaction fee** | free | 1.7 % + 0.10 USD (Non-USD card transactions without Rizon Emerald; USD card transactions are free.) |
| **Cross-border fee** | not applicable | not published |
| Withdrawal fee | not applicable | unknown |
| **Activation fee** | not applicable | not published |
| **Account closure fee** | not applicable | not published |
| **Dispute fee** | not applicable | not published |
| Minimum top-up | not applicable | unknown |
| **Declined payment fee** | not applicable | not published |
| **Refund fee** | not applicable | not published |
| Inactivity fee | not applicable | unknown |
| Minimum monthly spend | not applicable | unknown |
| Inactivity rule | not applicable | unknown |
| **Card replacement** | not applicable | only in the app |

## Rewards

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| **Cashback** | not applicable | 0 % (Basic); 1 % (Silver); 2 % (Gold); 3 % (Emerald); 5 % (Diamond) · in USD |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | Rewards for inviting new users; amount not stated. | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | 0fiat Card | Rizon Card |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Top-up in total no limit · Spending in total no limit |

- [0fiat Card](https://cryptocardss.com/en/0fiat-card.md)
- [Rizon Card](https://cryptocardss.com/en/rizon-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/0fiat-card-vs-rizon-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/0fiat-card-vs-rizon-card/