# Airtm USD Virtual Prepaid Card vs. NearPay Card: fees, limits & KYC

- NearPay Card has the best score (6.8).

## Basics

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Card form | prepaid | unknown |
| Card types | virtual | unknown |
| Card network | Visa | unknown |
| Custody | custodial | unknown |
| Funding model | stablecoin balance | unknown |
| Card currencies | USD | unknown |
| Usage | personal | unknown |
| Issuer / BIN sponsor | Lead Bank | unknown |
| Limits depend on | KYC level | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Available in | not published | unknown |

## Crypto

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Supported assets | USDC | unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | unknown |

## Payments

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | unknown |
| ATM withdrawals | No | unknown |
| Contactless | Yes | unknown |

## Fees

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | unknown |
| Physical card issuance | not applicable | unknown |
| Free cards | unknown | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | 0.00 USD | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | 1 % up to 200 USD per month, then free | unknown |
| Crypto deposit fee | not published | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | not published | unknown |
| Minimum FX fee | not published | unknown |
| ATM fee | not applicable | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | not published | unknown |
| Withdrawal fee | not published | unknown |
| Activation fee | not published | unknown |
| Account closure fee | not published | unknown |
| Dispute fee | not published | unknown |
| Minimum top-up | not applicable | unknown |
| Declined payment fee | not published | unknown |
| Refund fee | not published | unknown |
| Inactivity fee | only in the app | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically. | unknown |
| Card replacement | not published | unknown |

## Rewards

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Airtm USD Virtual Prepaid Card | NearPay Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 2,000 USD | no limits captured |

- [Airtm USD Virtual Prepaid Card](https://cryptocardss.com/en/airtm-usd-virtual-prepaid-card.md)
- [NearPay Card](https://cryptocardss.com/en/nearpay-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/airtm-usd-virtual-prepaid-card-vs-nearpay-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/airtm-usd-virtual-prepaid-card-vs-nearpay-card/