# Airtm USD Virtual Prepaid Card vs. Wayex Visa Card: fees, limits & KYC

- Wayex Visa Card has the best score (7.2).

## Basics

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| Card form | prepaid | prepaid |
| **Card types** | virtual | virtual, physical |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | stablecoin balance | stablecoin balance |
| Card currencies | USD | USD |
| **Usage** | personal | personal, business |
| Issuer / BIN sponsor | Lead Bank | Lead Bank |
| **Limits depend on** | KYC level | user setting |
| Cards per account | unknown | unknown |

## Availability

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| **Available in** | not published | only in the app |

## Crypto

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| **Supported assets** | USDC | USDT, USDC, DAI, PYUSD |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Stellar |
| Fiat top-up | unknown | Yes |

## Payments

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | No | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | 0.00 USD |
| Physical card issuance | not applicable | unknown |
| Free cards | unknown | unknown |
| **Shipping** | not applicable | not published |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | unknown | not published |
| Top-up fee | 1 % up to 200 USD per month, then free | unknown |
| Crypto deposit fee | not published | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | unknown | 1.5 % |
| FX free allowance | not published | unknown |
| Minimum FX fee | not published | unknown |
| **ATM fee** | not applicable | not published |
| Transaction fee | unknown | free |
| Cross-border fee | not published | unknown |
| Withdrawal fee | not published | unknown |
| Activation fee | not published | unknown |
| Account closure fee | not published | not published |
| Dispute fee | not published | not published |
| Minimum top-up | not applicable | unknown |
| Declined payment fee | not published | unknown |
| Refund fee | not published | unknown |
| Inactivity fee | only in the app | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | If no load is made in the last 30 days an inactivity fee is deducted from the card balance; a card with no balance and no loads for 180 days is deleted automatically. | Extended inactivity may trigger dormancy, fees if disclosed, or handling under unclaimed-property rules; access may require extra verification. |
| Card replacement | not published | unknown |

## Rewards

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Airtm USD Virtual Prepaid Card | Wayex Visa Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 2,000 USD | Top-up per day not published · Top-up per month not published · Spending per day only in the app |

- [Airtm USD Virtual Prepaid Card](https://cryptocardss.com/en/airtm-usd-virtual-prepaid-card.md)
- [Wayex Visa Card](https://cryptocardss.com/en/wayex-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/airtm-usd-virtual-prepaid-card-vs-wayex-visa-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/airtm-usd-virtual-prepaid-card-vs-wayex-visa-card/