# Amulets Card vs. Xapo Bank Card: fees, limits & KYC

- Fewest documents: Amulets Card (ID document).
- Xapo Bank Card has the best score (61.47).

## Basics

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| **Card form** | prepaid | debit |
| **Card types** | virtual | virtual, physical, metal |
| Card network | Visa | unknown |
| Custody | custodial | custodial |
| Funding model | converted on spend | converted on spend |
| Card currencies | unknown | USD |
| **Usage** | personal | personal, business |
| Issuer / BIN sponsor | unknown | unknown |
| Limits depend on | unknown | user setting |
| Cards per account | unknown | unknown |

## Availability

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| Available in | Available in 68 countries and regions | unknown |

## Crypto

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL, BNB, XLM | BTC, ETH, USDT, USDC, ADA |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Ethereum, BNB Smart Chain, Solana, Polygon, Base, Stellar | Bitcoin, Lightning, Ethereum, Tron, Solana |
| Fiat top-up | unknown | Yes |

## Payments

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | unknown |
| ATM withdrawals | unknown | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| Virtual card issuance | not published | unknown |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | not applicable |
| Annual fee | unknown | 1,000.00 USD |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | 0.29 % |
| Foreign currency fee | unknown | 0 % above the network rate |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | 100.00 USD free per calendar month, then 2 % |
| **Transaction fee** | 0.10 USD (US$0.30 for purchases below US$5) | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | 25.00 USD (First replacement card in a year (January-December) is free; each additional replacement card in that year costs 25 USD.) |

## Rewards

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| Cashback | 0.5 % | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Amulets Card | Xapo Bank Card |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Spending per day 50,000 USD · ATM per day 2,000 USD |

- [Amulets Card](https://cryptocardss.com/en/amulets-card.md)
- [Xapo Bank Card](https://cryptocardss.com/en/xapo-bank-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/amulets-card-vs-xapo-bank-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/amulets-card-vs-xapo-bank-card/