# Azura Card vs. SiraPay Card: fees, limits & KYC

- Azura Card has the lowest foreign currency fee (0 % above the network rate).
- Azura Card has the higher score (50.31).

Entry variant: Azura Card: Ads Card.

## Basics

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| Card form | prepaid | prepaid |
| Card types | virtual | virtual |
| **Card network** | only in the app | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| Usage | personal, business | personal, business |
| **Issuer / BIN sponsor** | not published | Standard Chartered Bank |
| **Limits depend on** | only in the app | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| **Available in** | not published | unknown |

## Crypto

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, LTC, XMR | unknown |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Litecoin | unknown |
| **Fiat top-up** | No | Yes |

## Payments

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| **Mobile wallets** | – | unknown |
| ATM withdrawals | No | No |
| **Contactless** | No | unknown |

## Fees

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| **Virtual card issuance** | 10.00 USD | only in the app |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| **Monthly fee** | 0.00 USD | unknown |
| **Annual fee** | 0.00 USD | unknown |
| **Top-up fee** | 4 % | only in the app |
| **Crypto deposit fee** | 0.6 % | unknown |
| **Crypto conversion fee** | only in the app | unknown |
| **Foreign currency fee** | 0 % above the network rate | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | not applicable | 2 % + 2.00 USD |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| **Inactivity fee** | not applicable | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| Cashback | not applicable | not applicable |
| Referral bonus (invited friend) | unknown | unknown |
| **Referral bonus (you)** | 5 USD | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Azura Card | SiraPay Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day only in the app · Spending per month only in the app · Balance in total only in the app | Top-up per transaction only in the app |

- [Azura Card](https://cryptocardss.com/en/azura-card.md)
- [SiraPay Card](https://cryptocardss.com/en/sirapay-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/azura-card-vs-sirapay-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/azura-card-vs-sirapay-card/