# Bitmama Virtual Crypto Card vs. Tap Card: fees, limits & KYC

- Fewest documents: Bitmama Virtual Crypto Card (No ID).
- Tap Card has the best score (67.4).

Entry variant: Bitmama Virtual Crypto Card: Black.

## Basics

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Card form | debit | debit |
| **Card types** | virtual | virtual, physical |
| Card network | Mastercard | Mastercard |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | unknown |
| Usage | personal | personal |
| Issuer / BIN sponsor | unknown | Transact Payments Limited |
| Limits depend on | plan | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Supported assets | USDT, USDC, CUSD | unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | Yes |

## Payments

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Mobile wallets | unknown | unknown |
| ATM withdrawals | unknown | Yes |
| Contactless | unknown | unknown |

## Fees

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | 0.00 GBP |
| **Physical card issuance** | not applicable | 12.99 GBP |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | free | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | 0.50 USD | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | 3.00 GBP |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | A monthly inactivity fee is charged if there has been no load onto the Tap Card and no card transaction for 12 months. |
| Card replacement | unknown | 4.99 GBP |

## Rewards

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Cashback | unknown | 0.5–8 % |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | not published | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Bitmama Virtual Crypto Card | Tap Card |
| --- | --- | --- |
| Limits (entry level) | Level 1: Spending per month 100,000 USD | Spending per day 2,500 EUR · Spending per month 15,000 EUR |

- [Bitmama Virtual Crypto Card](https://cryptocardss.com/en/bitmama-virtual-crypto-card.md)
- [Tap Card](https://cryptocardss.com/en/tap-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/bitmama-virtual-crypto-card-vs-tap-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/bitmama-virtual-crypto-card-vs-tap-card/