# Bitpanda Card vs. CoinZoom Visa Card: fees, limits & KYC

- CoinZoom Visa Card has the best score (64.61).

## Basics

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| Card form | debit | debit |
| **Card types** | physical | virtual, physical |
| Card network | Visa | Visa |
| Custody | custodial | unknown |
| Funding model | converted on spend | converted on spend |
| **Card currencies** | EUR | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Transact Payments Malta Limited | Zenus Bank |
| Limits depend on | unknown | account tier |
| Cards per account | unknown | unknown |

## Availability

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH | only in the app |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | Yes |

## Payments

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 0.00 USD |
| Physical card issuance | 0.00 EUR | 0.00 USD |
| Free cards | unknown | unknown |
| **Shipping** | 0.00 EUR – 0.00 EUR | 0.00 USD – 60.00 USD |
| Monthly fee | 0.00 EUR | 0.00 USD |
| Annual fee | unknown | 0.00 USD |
| Top-up fee | unknown | not applicable |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | 1.49 % |
| **Foreign currency fee** | 0 % above the network rate | 0 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 2 % (min. 2.00 EUR) | free |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | A card that has been disabled for 60 calendar days or longer may be canceled. |
| Card replacement | 5.90 EUR | unknown |

## Rewards

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| **Cashback** | 1 % (holding from 0) · in BTC | 0.5–5 % · requires token holding or staking |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Bitpanda Card | CoinZoom Visa Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 10,000 EUR · Spending per week 70,000 EUR · Spending per month 280,000 EUR | Spending per 24 hours 700 USD · Spending per day 1,250 USD · ATM per 24 hours 100 USD |

- [Bitpanda Card](https://cryptocardss.com/en/bitpanda-card.md)
- [CoinZoom Visa Card](https://cryptocardss.com/en/coinzoom-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/bitpanda-card-vs-coinzoom-visa-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/bitpanda-card-vs-coinzoom-visa-card/