# Bitpanda Card vs. OKX Card: fees, limits & KYC

- OKX Card has the best score (7.4).

## Basics

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| Card form | debit | debit |
| **Card types** | physical | virtual, physical |
| Card network | Visa | unknown |
| **Custody** | custodial | smart wallet |
| Funding model | converted on spend | converted on spend |
| Card currencies | EUR | unknown |
| Usage | personal | personal |
| Issuer / BIN sponsor | Transact Payments Malta Limited | unknown |
| **Limits depend on** | – | account tier |
| Cards per account | unknown | unknown |

## Availability

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| Available in | unknown | Available in: European Union, Norway |

## Crypto

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| Supported assets | BTC, ETH, USDC, SOL, BNB, XRP, ADA, DOGE, TRX, LTC, BCH, AVAX, LINK, XLM, SHIB, NEAR, SUI, UNI, CC, HBAR, HYPE, TAO, ZEC | unknown |
| Number of supported assets | 600 | unknown |
| Top-up networks | not applicable | unknown |
| **Fiat top-up** | No | Yes |

## Payments

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay | unknown |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| **Physical card issuance** | 0.00 EUR | not published |
| Free cards | unknown | unknown |
| **Shipping** | free | only in the app |
| Monthly fee | 0.00 EUR | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | only in the app |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 0–2.49 % · Coin tier: stablecoins/Bitcoin/VSN 0.99% (EURCV 0%); other crypto 1.49%; assets below EUR 100m market cap and Spotlight assets 2.49%. | 0.1 % |
| Foreign currency fee | 0 % above the network rate | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 2 % (min. 2.00 EUR) | only in the app |
| Transaction fee | free (Payments in EUR) | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | not published | unknown |
| Account closure fee | not published | not published |
| **Dispute fee** | free (Chargeback processing is free; clause 12.3 reserves an investigation fee only if a disputed authorised transaction is proven genuine (amount not stated in the schedule)) | not published |
| Minimum top-up | not applicable | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | 0.00 EUR |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| **Card replacement** | 5.90 EUR | not published |

## Rewards

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| **Cashback** | 1 % (holding from 0) · in BTC | 2–10 % |
| Referral bonus (invited friend) | up to 100 EUR | unknown |
| Referral bonus (you) | up to 100 EUR | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Bitpanda Card | OKX Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 10,000 EUR · Spending per week 70,000 EUR · Spending per month 280,000 EUR | Spending per day no limit · Single payment per transaction no limit · ATM per 24 hours only in the app |

- [Bitpanda Card](https://cryptocardss.com/en/bitpanda-card.md)
- [OKX Card](https://cryptocardss.com/en/okx-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/bitpanda-card-vs-okx-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/bitpanda-card-vs-okx-card/