# Bitrefill Card vs. Fiat24 Card: fees, limits & KYC

- Fiat24 Card has the best score (63.42).

## Basics

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| **Card form** | prepaid | debit |
| **Card types** | virtual, physical | virtual |
| **Card network** | Visa | Mastercard |
| **Custody** | custodial | self-custody |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | EUR | CHF, CNY, EUR, USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Wallester AS | SR Saphirstein AG |
| Limits depend on | unknown | account tier |
| Cards per account | unknown | unknown |

## Availability

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| Available in | unknown | Available in 60 countries and regions |

## Crypto

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDC, SOL, BNB, POL | USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Lightning, Ethereum, BNB Smart Chain, Solana, Polygon | Arbitrum |
| Fiat top-up | unknown | Yes |

## Payments

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| **Mobile wallets** | Google Pay | Apple Pay, Google Pay, Samsung Pay |
| ATM withdrawals | Yes | unknown |
| Contactless | unknown | unknown |

## Fees

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 EUR | unknown |
| **Physical card issuance** | 0.00 EUR | not applicable |
| Free cards | unknown | unknown |
| Shipping | unknown | not applicable |
| Monthly fee | 0.00 EUR | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | not published | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | 2.49 % | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | 10.00 EUR | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | Card is inactive after 12 continuous months without spending or cash-out; then €10/month is charged (only from available balance) after 1-month and 1-week e-mail notice; at €0 balance the card and card account are deactivated. | A card that has not been used in the 6 months before its expiration will not be renewed. |
| Card replacement | unknown | unknown |

## Rewards

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| Cashback | 1 % (spend from 0/month) · in EUR | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | not published | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Bitrefill Card | Fiat24 Card |
| --- | --- | --- |
| Limits (entry level) | Starter: Top-up in total 15,000 EUR · Spending per day 10,000 EUR · Spending per month 10,000 EUR | Top-up per transaction 50,000 USD · Spending per day (virtual card) 10,000 EUR · Spending per month (virtual card) 20,000 EUR |

- [Bitrefill Card](https://cryptocardss.com/en/bitrefill-card.md)
- [Fiat24 Card](https://cryptocardss.com/en/fiat24-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/bitrefill-card-vs-fiat24-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/bitrefill-card-vs-fiat24-card/