# Bitsa Card vs. Blackcatcard: fees, limits & KYC

- Bitsa Card has the best score (7.0).

Entry variant: Bitsa Card: FREE.

## Basics

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| Card form | prepaid | unknown |
| Card types | virtual, physical | virtual, physical |
| **Card network** | Visa | Mastercard |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | EUR | EUR |
| **Usage** | personal | personal, business |
| **Issuer / BIN sponsor** | Pecunia Cards E.D.E. S.L. | Papaya Ltd |
| **Limits depend on** | plan | user setting |
| Cards per account | unknown | not applicable |

## Availability

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| Available in | Available in 29 countries and regions | unknown |

## Crypto

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, DAI, SOL, XRP, ADA, DOGE, TRX, LTC, DOT, AVAX, MATIC, LINK, SHIB, BAT, DASH, SUSHI, XTZ | BTC, ETH, USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | only in the app | Bitcoin, Ethereum, Tron |
| Fiat top-up | Yes | Yes |

## Payments

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| **Virtual card issuance** | 2.50 EUR | 0.00 EUR |
| **Physical card issuance** | 20.00 EUR | 0.00 EUR |
| Free cards | unknown | unknown |
| Shipping | unknown | 0.00 EUR – 50.00 EUR |
| **Monthly fee** | 0.00 EUR/month or 0.00 EUR/year | 0.00 EUR |
| **Annual fee** | 0.00 EUR/month or 0.00 EUR/year | not applicable |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | not published |
| Foreign currency fee | unknown | 0.35 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| **Account closure fee** | 0.00 EUR | not published |
| **Dispute fee** | not published | 10.00 EUR (Charged only when the card transaction claim has no grounds) |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | 15.00 EUR |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | A dormancy fee applies starting from the 7th month of inactivity. |
| Card replacement | unknown | 7.00 EUR (0 EUR when the card has expired) |

## Rewards

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| **Cashback** | 15 % (Move or Pro) · in EUR | 0.5–5 % |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Bitsa Card | Blackcatcard |
| --- | --- | --- |
| Limits (entry level) | Top-up per day 20,000 EUR · ATM per day 450 EUR | ATM per day 5,000 EUR · ATM per month 10,000 EUR |

- [Bitsa Card](https://cryptocardss.com/en/bitsa-card.md)
- [Blackcatcard](https://cryptocardss.com/en/blackcatcard.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/bitsa-card-vs-blackcatcard/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/bitsa-card-vs-blackcatcard/