# Blackcatcard vs. COCA Visa Card: fees, limits & KYC

- COCA Visa Card has the lowest foreign currency fee (0 %).
- COCA Visa Card has the best score (7.7).

## Basics

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| Card form | unknown | debit |
| Card types | virtual, physical | virtual, physical |
| **Card network** | Mastercard | Visa |
| **Custody** | custodial | smart wallet |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | EUR | EUR, USD |
| **Usage** | personal, business | personal |
| Issuer / BIN sponsor | Papaya Ltd | unknown |
| **Limits depend on** | user setting | account tier |
| Cards per account | not applicable | unknown |

## Availability

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDC | USDT, USDC, EURC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Ethereum, Tron | Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Gnosis, TON, Scroll, Stellar, Sui, Near |
| Fiat top-up | Yes | Yes |

## Payments

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 EUR | 0.00 USD |
| Physical card issuance | 0.00 EUR | unknown |
| Free cards | unknown | unknown |
| Shipping | 0.00 EUR – 50.00 EUR | unknown |
| Monthly fee | 0.00 EUR | 0.00 USD |
| **Annual fee** | not applicable | 0.00 USD |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | not published | unknown |
| **Foreign currency fee** | 0.35 % | 0 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | 250.00 USD free per calendar month, then 2 % |
| Transaction fee | free | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Account closure fee | not published | not published |
| **Dispute fee** | 10.00 EUR (Charged only when the card transaction claim has no grounds) | not published |
| Minimum top-up | unknown | 50.00 EUR |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| **Inactivity fee** | 15.00 EUR | 0.00 USD |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | A dormancy fee applies starting from the 7th month of inactivity. | unknown |
| **Card replacement** | 7.00 EUR (0 EUR when the card has expired) | free |

## Rewards

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| **Cashback** | 0.5–5 % | 1 % (holding from 0); 3 % (holding from 300); 4 % (holding from 1,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 8 % (holding from 30,000) · in USDC |
| Referral bonus (invited friend) | unknown | 10 USD |
| Referral bonus (you) | unknown | 20 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Blackcatcard | COCA Visa Card |
| --- | --- | --- |
| Limits (entry level) | ATM per day 5,000 EUR · ATM per month 10,000 EUR | Spending per day 30,000 EUR · Spending per day (number) no limit · Spending per month 30,000 EUR |

- [Blackcatcard](https://cryptocardss.com/en/blackcatcard.md)
- [COCA Visa Card](https://cryptocardss.com/en/coca-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/blackcatcard-vs-coca-visa-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/blackcatcard-vs-coca-visa-card/