# Blackcatcard vs. CryptoPay Card: fees, limits & KYC

- Blackcatcard has the lowest foreign currency fee (0.35 %).
- Fewest documents: CryptoPay Card (ID document).
- CryptoPay Card has the best score (60.1).

## Basics

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Card form | unknown | debit |
| Card types | virtual, physical | virtual, physical |
| **Card network** | Mastercard | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | EUR | EUR, GBP |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | Papaya Ltd | DiPocket UAB |
| Limits depend on | user setting | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Supported assets | BTC, ETH, USDC | unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | Bitcoin, Ethereum, Tron | unknown |
| Fiat top-up | Yes | Yes |

## Payments

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | unknown |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 2.00 EUR |
| Physical card issuance | 0.00 EUR | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | 0.00 EUR | 0.00 EUR |
| Annual fee | not applicable | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 0.35 % | 1.95 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | 2.00 EUR |
| Transaction fee | free | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| **Inactivity fee** | 15.00 EUR | 0.00 EUR |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | 7.00 EUR (0 EUR when the card has expired) | unknown |

## Rewards

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Cashback | 0.5–5 % | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Blackcatcard | CryptoPay Card |
| --- | --- | --- |
| Limits (entry level) | ATM per day 5,000 EUR · ATM per month 10,000 EUR | Standard Due Diligence: Top-up per transaction 8,000 EUR · Top-up per 24 hours 8,000 EUR · Top-up per 24 hours (number) 5× |

- [Blackcatcard](https://cryptocardss.com/en/blackcatcard.md)
- [CryptoPay Card](https://cryptocardss.com/en/cryptopay-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/blackcatcard-vs-cryptopay-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/blackcatcard-vs-cryptopay-card/