# COCA Visa Card vs. Utorg Crypto Card: fees, limits & KYC

- COCA Visa Card has the best score (7.7).

## Basics

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| Card form | debit | debit |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| **Custody** | smart wallet | self-custody |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | EUR, USD | USD |
| Usage | personal | personal |
| Issuer / BIN sponsor | unknown | unknown |
| Limits depend on | account tier | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| Available in | unknown | Available in 29 countries and regions |

## Crypto

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| **Supported assets** | USDT, USDC, EURC | USDC |
| Number of supported assets | unknown | 1 |
| **Top-up networks** | Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Gnosis, TON, Scroll, Stellar, Sui, Near | Ethereum, Solana, Polygon, Arbitrum |
| **Fiat top-up** | Yes | No |

## Payments

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | Yes | No |
| Contactless | Yes | Yes |

## Fees

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | unknown |
| Physical card issuance | unknown | not applicable |
| Free cards | unknown | unknown |
| Shipping | unknown | not applicable |
| Monthly fee | 0.00 USD | 0.00 EUR |
| Annual fee | 0.00 USD | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | 0 % | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 250.00 USD free per calendar month, then 2 % | not applicable |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Account closure fee | not published | unknown |
| Dispute fee | not published | unknown |
| Minimum top-up | 50.00 EUR | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | 0.00 USD | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | free | unknown |

## Rewards

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| Cashback | 1 % (holding from 0); 3 % (holding from 300); 4 % (holding from 1,000); 5 % (holding from 3,000); 6 % (holding from 10,000); 8 % (holding from 30,000) · in USDC | unknown |
| Referral bonus (invited friend) | 10 USD | unknown |
| Referral bonus (you) | 20 USD | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | COCA Visa Card | Utorg Crypto Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 30,000 EUR · Spending per day (number) no limit · Spending per month 30,000 EUR | Spending per month 30,000 EUR |

- [COCA Visa Card](https://cryptocardss.com/en/coca-visa-card.md)
- [Utorg Crypto Card](https://cryptocardss.com/en/utorg-crypto-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/coca-visa-card-vs-utorg-crypto-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/coca-visa-card-vs-utorg-crypto-card/