# Coin98 Fusion Card vs. CoinZoom Visa Card: fees, limits & KYC

- CoinZoom Visa Card has the lowest foreign currency fee (0 %).
- CoinZoom Visa Card has the best score (65.2).

Entry variant: CoinZoom Visa Card: Non-Prime Card.

## Basics

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| **Card form** | credit | debit |
| **Card types** | virtual | virtual, physical |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | converted on spend | converted on spend |
| **Card currencies** | SGD, USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | DCS Card Centre Pte. Ltd. | Zenus Bank |
| Limits depend on | unknown | account tier |
| Cards per account | unknown | unknown |

## Availability

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| Available in | Available in: Australia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam | unknown |

## Crypto

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| **Supported assets** | USDT, USDC | only in the app |
| Number of supported assets | unknown | only in the app |
| **Top-up networks** | Ethereum, Tron, Solana, Polygon, Base | not applicable |
| Fiat top-up | unknown | Yes |

## Payments

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| **Virtual card issuance** | 9.00 SGD | 0.00 USD |
| **Physical card issuance** | not applicable | 0.00 USD |
| Free cards | unknown | unknown |
| **Shipping** | not applicable | 0.00 USD – 60.00 USD |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | 0.00 USD | 0.00 USD |
| Top-up fee | unknown | not applicable |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 1 % | 1.49 % |
| **Foreign currency fee** | 1.7 % | 0 % |
| FX free allowance | unknown | not applicable |
| Minimum FX fee | unknown | not applicable |
| **ATM fee** | 1 % (min. 5.00 SGD) | free |
| Transaction fee | unknown | unknown |
| **Cross-border fee** | 1.7 % | 0 % |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | 0.50 USD |
| Refund fee | unknown | unknown |
| Inactivity fee | not published | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | DCS reserves the right to charge you an inactivity fee should you fail to log into the Coin98 Super Wallet App for any period of time which is longer than 90 calendar days. | A card that has been disabled for 60 calendar days or longer may be canceled. |
| **Card replacement** | not applicable | free |

## Rewards

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| Cashback | unknown | 0.5 % (holding from 0); 1 % (holding from 10,000); 2 % (holding from 50,000); 3 % (holding from 150,000); 5 % (holding from 300,000) · in ZOOM |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | Tiered commission rewards, up to 50% (rate grows with the referrer's XP tier) | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Coin98 Fusion Card | CoinZoom Visa Card |
| --- | --- | --- |
| Limits (entry level) | Spending per year 200,000 SGD · ATM per day 10,000 SGD · ATM per month 100,000 SGD | Spending per 24 hours 700 USD · Spending per day 1,250 USD · ATM per 24 hours 100 USD |

- [Coin98 Fusion Card](https://cryptocardss.com/en/coin98-fusion-card.md)
- [CoinZoom Visa Card](https://cryptocardss.com/en/coinzoom-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/coin98-fusion-card-vs-coinzoom-visa-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/coin98-fusion-card-vs-coinzoom-visa-card/