# Coinbase Card vs. Uphold Debit Card: fees, limits & KYC

- Uphold Debit Card has the higher score (60.35).

Entry variant: Uphold Debit Card: Uphold Essential Card.

## Basics

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| Card types | virtual, physical | virtual, physical |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | converted on spend | converted on spend |
| Card currencies | USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Pathward, N.A. (Member FDIC) | Cross River Bank |
| **Limits depend on** | unknown | plan |
| Cards per account | unknown | unknown |

## Availability

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| **Supported assets** | USDC | BTC, ETH |
| **Number of supported assets** | unknown | 300 |
| Top-up networks | unknown | unknown |
| Fiat top-up | Yes | Yes |

## Payments

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| **Mobile wallets** | unknown | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| **Contactless** | Yes | unknown |

## Fees

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| **Virtual card issuance** | unknown | 0.00 USD |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | unknown |
| **Annual fee** | unknown | 0.00 USD |
| **Top-up fee** | free (Stated for funding via linked bank account or paycheck direct deposit into Coinbase.) | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | not published | unknown |
| **Foreign currency fee** | unknown | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | unknown | 2.95 USD |
| **Transaction fee** | unknown | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | unknown | 0.00 USD |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| **Card replacement** | unknown | 4.99 USD |

## Rewards

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| **Cashback** | only in the app | 2 % (cap 120.00 USD/month) · in XRP |
| **Referral bonus (invited friend)** | unknown | 20 USD |
| **Referral bonus (you)** | unknown | 20 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Coinbase Card | Uphold Debit Card |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Spending per day 2,500 USD · Spending per month 10,000 USD · ATM per day 500 USD |

- [Coinbase Card](https://cryptocardss.com/en/coinbase-card.md)
- [Uphold Debit Card](https://cryptocardss.com/en/uphold-debit-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/coinbase-card-vs-uphold-debit-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/coinbase-card-vs-uphold-debit-card/