# DogPay Card vs. Fiat24 Card: fees, limits & KYC

- Fiat24 Card has the best score (63.42).

Entry variant: DogPay Card: Basic.

## Basics

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| **Card form** | credit | debit |
| **Card types** | virtual, physical | virtual |
| **Card network** | only in the app | Mastercard |
| **Custody** | custodial | self-custody |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | SGD, USD | CHF, CNY, EUR, USD |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | DCS Card Centre Pte. Ltd. | SR Saphirstein AG |
| **Limits depend on** | KYC level | account tier |
| Cards per account | unknown | unknown |

## Availability

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| **Available in** | Not available in 29 countries and regions | Available in 60 countries and regions |

## Crypto

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| **Supported assets** | USDT | USDC |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | Arbitrum |
| Fiat top-up | unknown | Yes |

## Payments

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay | Apple Pay, Google Pay, Samsung Pay |
| ATM withdrawals | Yes | unknown |
| Contactless | unknown | unknown |

## Fees

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| Virtual card issuance | 10.00 USD | unknown |
| **Physical card issuance** | not published | not applicable |
| Free cards | unknown | unknown |
| **Shipping** | 7.00 USD – 26.00 USD | not applicable |
| Monthly fee | 0.00 USD | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | 1 % | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | 1 % | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | not published | unknown |
| Transaction fee | 1 % + 0.30 USD (Domestic transactions; cross-border transactions: 1.5% + 0.3 USD (DCS Card)) | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | 10.00 USD | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | 0.50 USD | unknown |
| Refund fee | 2 % | unknown |
| Inactivity fee | not published | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. | A card that has not been used in the 6 months before its expiration will not be renewed. |
| Card replacement | unknown | unknown |

## Rewards

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | DogPay Card | Fiat24 Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day (physical card) 50,000 USD · Spending per year 990,000 USD · Spending per year (number) 1,040× | Top-up per transaction 50,000 USD · Spending per day (virtual card) 10,000 EUR · Spending per month (virtual card) 20,000 EUR |

- [DogPay Card](https://cryptocardss.com/en/dogpay-card.md)
- [Fiat24 Card](https://cryptocardss.com/en/fiat24-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/dogpay-card-vs-fiat24-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/dogpay-card-vs-fiat24-card/