# DogPay Card vs. Onboard Card: fees, limits & KYC

- Onboard Card has the higher score (62.31).

Entry variant: DogPay Card: Basic.

## Basics

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| **Card form** | credit | prepaid |
| **Card types** | virtual, physical | virtual |
| **Card network** | only in the app | Visa |
| **Custody** | custodial | unknown |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | SGD, USD | USD |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | DCS Card Centre Pte. Ltd. | not published |
| **Limits depend on** | KYC level | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| **Available in** | Not available in 29 countries and regions | Not available in 41 countries and regions |

## Crypto

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| **Supported assets** | USDT | BTC, ETH, USDT, USDC, DAI, SOL, BNB, XRP, ADA, DOGE, TRX, TON, LTC, BCH, DOT, AVAX, POL, LINK, ARB, OP, XLM, SHIB, NEAR, APT, UNI, AAVE, WLD, S, APE, HBAR, XTZ, STRK, SEI, CELO, TIA, SCR, KAIA, CORE, EIGEN, RENDER, RUNE, CAKE, ENA, HYPE, JUP, MASK, CARV, UXLINK, VIRTUAL, GRASS, PEPE, WIF, BONK, POPCAT, BRETT, FLOKI, MOG, GOAT, CHILLGUY, MEW, DEGEN, BOME, SUNDOG, NOT, SAND, TRUMP |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | unknown | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism |
| **Fiat top-up** | unknown | Yes |

## Payments

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | Yes | No |
| **Contactless** | unknown | Yes |

## Fees

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| **Virtual card issuance** | 10.00 USD | 2.00 USD |
| **Physical card issuance** | not published | not applicable |
| Free cards | unknown | unknown |
| **Shipping** | 7.00 USD – 26.00 USD | not applicable |
| **Monthly fee** | 0.00 USD | unknown |
| Annual fee | unknown | unknown |
| **Top-up fee** | 1 % | 1.25 % |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 1 % | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | not published | not applicable |
| **Transaction fee** | unknown | free |
| Cross-border fee | unknown | unknown |
| **Withdrawal fee** | unknown | free |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | 0.50 USD | 0.00 USD |
| **Refund fee** | 2 % | unknown |
| **Inactivity fee** | not published | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| **Referral bonus (invited friend)** | unknown | 5 USD |
| **Referral bonus (you)** | unknown | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | DogPay Card | Onboard Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day (physical card) 50,000 USD · Spending per year 990,000 USD · Spending per year (number) 1,040× | Initial identity verification: Top-up per transaction 5,000 USD · Spending per day 5,000 USD · Spending per month 20,000 USD |

- [DogPay Card](https://cryptocardss.com/en/dogpay-card.md)
- [Onboard Card](https://cryptocardss.com/en/onboard-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/dogpay-card-vs-onboard-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/dogpay-card-vs-onboard-card/