# DogPay Card vs. Wallbit Card: fees, limits & KYC

- Wallbit Card has the best score (6.5).

Entry variant: DogPay Card: Basic · Wallbit Card: Classic.

## Basics

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| **Card form** | credit | debit |
| **Card types** | virtual, physical | virtual |
| **Card network** | only in the app | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | SGD, USD | USD |
| **Usage** | personal, business | personal |
| Issuer / BIN sponsor | DCS Card Centre Pte. Ltd. | unknown |
| Limits depend on | KYC level | KYC level |
| Cards per account | 2 | unknown |

## Availability

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| **Available in** | Not available in 29 countries and regions | Available in 76 countries and regions |

## Crypto

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| **Supported assets** | USDT | USDT, USDC |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | Ethereum, Tron, Solana, Polygon, Arbitrum, Base |
| Fiat top-up | Yes | Yes |

## Payments

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | unknown | Yes |

## Fees

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| **Virtual card issuance** | 10.00 USD | 5.00 USD |
| **Physical card issuance** | not published | not applicable |
| Free cards | unknown | unknown |
| **Shipping** | 7.00 USD – 26.00 USD | not applicable |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | unknown | not published |
| **Top-up fee** | 1 % | not published |
| **Crypto deposit fee** | not published | 0 % + 0.00 USD |
| **Crypto conversion fee** | 1 % | not published |
| **Foreign currency fee** | not published | 2 % |
| FX free allowance | not published | not published |
| Minimum FX fee | not published | not published |
| **ATM fee** | not published | 1 % (min. 5.00 USD) |
| **Transaction fee** | 1 % + 0.30 USD (Domestic transactions; cross-border transactions: 1.5% + 0.3 USD (DCS Card)) | 0 % + 0.00 USD |
| Cross-border fee | unknown | not published |
| Withdrawal fee | unknown | unknown |
| **Activation fee** | 10.00 USD | 5.00 USD |
| Account closure fee | not published | not published |
| **Dispute fee** | 35.00 USD | not published |
| Minimum top-up | 10.00 USD | unknown |
| **Declined payment fee** | 0.50 USD | not published |
| **Refund fee** | 2 % | not published |
| **Inactivity fee** | not published | 2.00 USD |
| Minimum monthly spend | not published | not published |
| **Inactivity rule** | DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. | After 3 months without a deposit, withdrawal, or card use, a monthly fee applies when total bank-account balance is below 500 USD; it does not apply with an investment-account balance. |
| Card replacement | unknown | not published |

## Rewards

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| Cashback | unknown | 0.3 % (Bronze); 0.5 % (Silver · cap 50.00 USD/month); 1 % (Gold · cap 100.00 USD/month) · in SPY |
| Referral bonus (invited friend) | unknown | no Virtual card issuance |
| Referral bonus (you) | unknown | up to 25 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | DogPay Card | Wallbit Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day (physical card) 50,000 USD · Spending per year 990,000 USD · Spending per year (number) 1,040× | Básica: Spending per day 5,000 USD · Spending per month 20,000 USD · ATM per transaction 250 USD |

- [DogPay Card](https://cryptocardss.com/en/dogpay-card.md)
- [Wallbit Card](https://cryptocardss.com/en/wallbit-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/dogpay-card-vs-wallbit-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/dogpay-card-vs-wallbit-card/