# DogPay Card vs. ZexoCard: fees, limits & KYC

- ZexoCard ask for the least (No ID).
- DogPay Card has the higher score (59.39).

Entry variant: DogPay Card: Basic · ZexoCard: Everyday.

## Basics

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| **Card form** | credit | prepaid |
| **Card types** | virtual, physical | virtual |
| Card network | only in the app | only in the app |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | SGD, USD | USD |
| Usage | personal, business | personal, business |
| **Issuer / BIN sponsor** | DCS Card Centre Pte. Ltd. | only in the app |
| **Limits depend on** | KYC level | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| **Available in** | Not available in 29 countries and regions | Not available in: Afghanistan, Belarus, Cuba, Iran, Myanmar (Burma), North Korea, Syria, Yemen |

## Crypto

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| **Supported assets** | USDT | BTC, ETH, USDT, USDC, DAI, USDe, EURe, GBPe, SOL, XRP, ADA, DOGE, LTC, BCH, AVAX, LINK, ARB, OP, GNO, XLM, SHIB, SUI, UNI, AAVE, OKB, XPL, DASH, PEPE, STRK, TRUMP, WBTC, Wst E T H, ZEC, Cb B T C, WETH, USD1, USDf, XAUT, SPX, MON, Gt U S D Cp, La U S D C, Mw U S D C, Spark U S D C, Steak U S D C, S U S D C, USAD, USDCx, USDG, USDT0, X B T C, X D A I |
| **Number of supported assets** | unknown | 95 |
| **Top-up networks** | unknown | Bitcoin, Ethereum, Solana, Arbitrum, Base, Optimism, Avalanche, Gnosis, TON, Stellar, Sui, Litecoin, Cardano, Dogecoin, Starknet |
| **Fiat top-up** | unknown | No |

## Payments

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay | Apple Pay, Google Pay, Samsung Pay |
| **ATM withdrawals** | Yes | No |
| **Contactless** | unknown | Yes |

## Fees

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| Virtual card issuance | 10.00 USD | 10.00 USD |
| **Physical card issuance** | not published | not applicable |
| Free cards | unknown | unknown |
| **Shipping** | 7.00 USD – 26.00 USD | not applicable |
| **Monthly fee** | 0.00 USD | unknown |
| Annual fee | unknown | unknown |
| **Top-up fee** | 1 % | unknown |
| **Crypto deposit fee** | unknown | only in the app |
| **Crypto conversion fee** | 1 % | only in the app |
| **Foreign currency fee** | unknown | only in the app |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | not published | not applicable |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | 0.50 USD | unknown |
| **Refund fee** | 2 % | unknown |
| **Inactivity fee** | not published | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | DCS may charge an inactivity fee after more than 90 calendar days without logging into the DogPay App. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | DogPay Card | ZexoCard |
| --- | --- | --- |
| Limits (entry level) | Spending per day (physical card) 50,000 USD · Spending per year 990,000 USD · Spending per year (number) 1,040× | Spending per day no limit · Spending per month 500,000 USD · Single payment per transaction 100,000 USD |

- [DogPay Card](https://cryptocardss.com/en/dogpay-card.md)
- [ZexoCard](https://cryptocardss.com/en/zexocard.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/dogpay-card-vs-zexocard/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/compare/dogpay-card-vs-zexocard/