# ether.fi Cash Card vs. Wirex One Card (EEA): fees, limits & KYC

- Wirex One Card (EEA) has the lowest foreign currency fee (0 %).
- ether.fi Cash Card has the best score (71.78).

Entry variant: ether.fi Cash Card: Core · Wirex One Card (EEA): Base.

## Basics

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Card form** | credit | debit |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| Custody | smart wallet | smart wallet |
| Funding model | unknown | stablecoin balance |
| **Card currencies** | EUR, USD | EUR |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | Third National | Wirex Limited |
| **Limits depend on** | user setting | KYC level |
| Cards per account | unknown | unknown |

## Availability

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Available in** | Available in 89 countries and regions | Available in 73 countries and regions |

## Crypto

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, EURC, OP, HYPE, USDT0, WETH, E U S D, Frx U S D, ZCHF, We E T H, E B T C, ETHFI, S E T H F I, WHYPE, Be H Y P E, PAXG, Liquid E T H, Liquid B T C, Liquid U S D | only in the app |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Gnosis, Mantle, Celo, Kaia | only in the app |
| Fiat top-up | Yes | Yes |

## Payments

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | unknown |
| Physical card issuance | 50.00 USD | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | 0.00 EUR |
| Annual fee | 0.00 USD | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | only in the app |
| **Foreign currency fee** | 0.5 % | 0 % |
| FX free allowance | unknown | not applicable |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | not published |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Cashback** | 3 % (First $2,000); 1 % ($2,001 – $3,000); 0.5 % (Above $3,000) · in ETHFI | 0.5 % · in USD · requires token holding or staking |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | 0.1 % of card spend | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | ether.fi Cash Card | Wirex One Card (EEA) |
| --- | --- | --- |
| Limits (entry level) | Spending per 24 hours 50,000 USD · Spending per month 1,000,000 USD · ATM per transaction 5,000 USD | Spending per month 30,000 EUR · ATM per day (physical card) 750 EUR · ATM per month (physical card) 5,000 EUR |

- [ether.fi Cash Card](https://cryptocardss.com/en/etherfi-cash-card.md)
- [Wirex One Card (EEA)](https://cryptocardss.com/en/wirex-card-eea.md)

---

- **Canonical URL:** https://cryptocardss.com/en/compare/etherfi-cash-card-vs-wirex-card-eea/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/etherfi-cash-card-vs-wirex-card-eea/