# Fiat24 Card vs. Onboard Card: fees, limits & KYC

- Fiat24 Card has the best score (63.42).

## Basics

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| Card types | virtual | virtual |
| **Card network** | Mastercard | Visa |
| Custody | self-custody | unknown |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | CHF, CNY, EUR, USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | SR Saphirstein AG | not published |
| Limits depend on | account tier | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| **Available in** | Available in 60 countries and regions | Not available in 41 countries and regions |

## Crypto

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| **Supported assets** | USDC | BTC, ETH, USDT, USDC, DAI, SOL, BNB, XRP, ADA, DOGE, TRX, TON, LTC, BCH, DOT, AVAX, POL, LINK, ARB, OP, XLM, SHIB, NEAR, APT, UNI, AAVE, WLD, S, APE, HBAR, XTZ, STRK, SEI, CELO, TIA, SCR, KAIA, CORE, EIGEN, RENDER, RUNE, CAKE, ENA, HYPE, JUP, MASK, CARV, UXLINK, VIRTUAL, GRASS, PEPE, WIF, BONK, POPCAT, BRETT, FLOKI, MOG, GOAT, CHILLGUY, MEW, DEGEN, BOME, SUNDOG, NOT, SAND, TRUMP |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Arbitrum | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism |
| Fiat top-up | Yes | Yes |

## Payments

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay, Samsung Pay | Apple Pay, Google Pay |
| ATM withdrawals | unknown | No |
| Contactless | unknown | Yes |

## Fees

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 2.00 USD |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | unknown | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | 1.25 % |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | not applicable |
| Transaction fee | unknown | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | free |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | 1.00 USD |
| Declined payment fee | unknown | 0.00 USD |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | A card that has not been used in the 6 months before its expiration will not be renewed. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | 5 USD |
| Referral bonus (you) | unknown | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Fiat24 Card | Onboard Card |
| --- | --- | --- |
| Limits (entry level) | Top-up per transaction 50,000 USD · Spending per day (virtual card) 10,000 EUR · Spending per month (virtual card) 20,000 EUR | Initial identity verification: Top-up per transaction 5,000 USD · Spending per day 5,000 USD · Spending per month 20,000 USD |

- [Fiat24 Card](https://cryptocardss.com/en/fiat24-card.md)
- [Onboard Card](https://cryptocardss.com/en/onboard-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/fiat24-card-vs-onboard-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/fiat24-card-vs-onboard-card/