# Fiat24 Card vs. Spritz Card: fees, limits & KYC

- Fiat24 Card has the best score (6.6).

Entry variant: Fiat24 Card: Basic.

## Basics

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| **Card form** | debit | credit |
| **Card types** | virtual | virtual, physical |
| **Card network** | Mastercard | Visa |
| Custody | self-custody | self-custody |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | CHF, CNY, EUR, USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | SR Saphirstein AG | not published |
| Limits depend on | account tier | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| Available in | Available in 60 countries and regions | unknown |

## Crypto

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| **Supported assets** | USDC | ETH, USDC, SOL |
| Number of supported assets | unknown | 50,000 |
| **Top-up networks** | Arbitrum | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Sui |
| Fiat top-up | Yes | unknown |

## Payments

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay, Samsung Pay | Apple Pay, Google Pay |
| ATM withdrawals | No | unknown |
| Contactless | Yes | Yes |

## Fees

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| Virtual card issuance | unknown | not published |
| **Physical card issuance** | not applicable | not published |
| Free cards | unknown | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | unknown | 0.00 USD |
| Annual fee | unknown | 0.00 USD |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | not published | unknown |
| **Foreign currency fee** | 1–2 % · 0 % same-currency balance; 1 % settled from another supported currency; 2 % unsupported currency from another balance | not published |
| FX free allowance | unknown | unknown |
| Minimum FX fee | not published | unknown |
| ATM fee | unknown | not published |
| **Transaction fee** | free (When the card is used in a Digital Wallet; the Digital Wallet provider may charge its own fees.) | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| **Account closure fee** | 0.00 CHF | not published |
| Dispute fee | not published | not published |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | A card that has not been used in the 6 months before its expiration will not be renewed. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| Cashback | unknown | 5 % |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Fiat24 Card | Spritz Card |
| --- | --- | --- |
| Limits (entry level) | Top-up per transaction 50,000 USD · Spending per day (virtual card) 2,000 EUR · Spending per month (virtual card) 5,000 EUR | Top-up per transaction 5,000 USD · Top-up per day no limit · Spending per transaction no limit |

- [Fiat24 Card](https://cryptocardss.com/en/fiat24-card.md)
- [Spritz Card](https://cryptocardss.com/en/spritz-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/fiat24-card-vs-spritz-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/fiat24-card-vs-spritz-card/