# Fiat24 Card vs. UR Card: fees, limits & KYC

- Fiat24 Card has the best score (63.42).

## Basics

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Card form | debit | unknown |
| Card types | virtual | unknown |
| Card network | Mastercard | unknown |
| Custody | self-custody | unknown |
| Funding model | fiat balance | unknown |
| Card currencies | CHF, CNY, EUR, USD | unknown |
| Usage | personal | unknown |
| Issuer / BIN sponsor | SR Saphirstein AG | unknown |
| Limits depend on | account tier | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Available in | Available in 60 countries and regions | unknown |

## Crypto

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Supported assets | USDC | unknown |
| Number of supported assets | unknown | unknown |
| Top-up networks | Arbitrum | unknown |
| Fiat top-up | Yes | unknown |

## Payments

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay, Samsung Pay | unknown |
| ATM withdrawals | unknown | unknown |
| Contactless | unknown | unknown |

## Fees

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| Physical card issuance | not applicable | unknown |
| Free cards | unknown | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | unknown | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | unknown | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | A card that has not been used in the 6 months before its expiration will not be renewed. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Fiat24 Card | UR Card |
| --- | --- | --- |
| Limits (entry level) | Top-up per transaction 50,000 USD · Spending per day (virtual card) 10,000 EUR · Spending per month (virtual card) 20,000 EUR | no limits captured |

- [Fiat24 Card](https://cryptocardss.com/en/fiat24-card.md)
- [UR Card](https://cryptocardss.com/en/ur-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/fiat24-card-vs-ur-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/fiat24-card-vs-ur-card/