# Fiat24 Card vs. Zebec Card: fees, limits & KYC

- Zebec Card has the best score (7.5).

Entry variant: Fiat24 Card: Basic · Zebec Card: Silver.

## Basics

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| Card types | virtual | virtual |
| Card network | Mastercard | Mastercard |
| Custody | self-custody | self-custody |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | CHF, CNY, EUR, USD | EUR, GBP, USD |
| Usage | personal | personal |
| Issuer / BIN sponsor | SR Saphirstein AG | unknown |
| **Limits depend on** | account tier | plan |
| Cards per account | unknown | unknown |

## Availability

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| Available in | Available in 60 countries and regions | unknown |

## Crypto

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| Supported assets | USDC | unknown |
| Number of supported assets | unknown | 150 |
| **Top-up networks** | Arbitrum | Ethereum, Tron, BNB Smart Chain, Solana, Base, Stellar, Sui, XRP Ledger |
| Fiat top-up | Yes | unknown |

## Payments

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay, Samsung Pay | Apple Pay, Google Pay |
| ATM withdrawals | No | No |
| Contactless | Yes | Yes |

## Fees

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 0.00 USD |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | unknown | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | free |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | not published | not published |
| Foreign currency fee | 1–2 % · 0 % same-currency balance; 1 % settled from another supported currency; 2 % unsupported currency from another balance | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | not published | unknown |
| ATM fee | unknown | not applicable |
| **Transaction fee** | free (When the card is used in a Digital Wallet; the Digital Wallet provider may charge its own fees.) | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| **Account closure fee** | 0.00 CHF | not published |
| Dispute fee | not published | not published |
| Minimum top-up | unknown | 10.00 USD |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | A card that has not been used in the 6 months before its expiration will not be renewed. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Fiat24 Card | Zebec Card |
| --- | --- | --- |
| Limits (entry level) | Top-up per transaction 50,000 USD · Spending per day (virtual card) 2,000 EUR · Spending per month (virtual card) 5,000 EUR | no limits captured |

- [Fiat24 Card](https://cryptocardss.com/en/fiat24-card.md)
- [Zebec Card](https://cryptocardss.com/en/zebec-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/fiat24-card-vs-zebec-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/fiat24-card-vs-zebec-card/