# Fold Bitcoin Credit Card vs. KAST Card (Global): fees, limits & KYC

- Fold Bitcoin Credit Card has the lowest foreign currency fee (0 % above the network rate).
- KAST Card (Global) has the higher score (64.03).

Entry variant: KAST Card (Global): Standard.

## Basics

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| Card form | credit | credit |
| **Card types** | virtual, physical | virtual, physical, metal |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | credit line | credit line |
| Card currencies | USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Celtic Bank | Third National |
| **Limits depend on** | unknown | user setting |
| Cards per account | unknown | unknown |

## Availability

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| **Available in** | Available in: United States | unknown |

## Crypto

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| **Supported assets** | BTC | BTC, ETH, USDT, USDC, PYUSD, SOL, BNB, XRP, TRX, POL, LINK, ARB, XLM, UNI, AAVE, CRO, OKB |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | unknown | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, TON, Stellar, XRP Ledger, Sonic |
| **Fiat top-up** | unknown | Yes |

## Payments

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | No | Yes |
| **Contactless** | unknown | Yes |

## Fees

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| **Virtual card issuance** | unknown | 2.00 USD |
| **Physical card issuance** | unknown | 0.00 USD |
| Free cards | unknown | unknown |
| **Shipping** | unknown | 40.00 USD – 40.00 USD |
| **Monthly fee** | 0.00 USD | not applicable |
| Annual fee | 0.00 USD | 0.00 USD |
| **Top-up fee** | not applicable | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | unknown | 0 % |
| **Foreign currency fee** | 0 % above the network rate | 1.75 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | not applicable | 2 % + 3.00 USD |
| **Transaction fee** | unknown | free (Non-USD transactions under USD 25 incur a small transaction fee of USD 0.10; USD small transactions and Apple Pay / Google Pay payments 0%.) |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | unknown | 0.50 USD |
| Refund fee | unknown | unknown |
| **Inactivity fee** | unknown | 1.00 USD |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | Unredeemed rewards are forfeitable after twelve consecutive months of account inactivity. | Account is considered dormant after 12 months without transaction activity; a monthly inactivity fee is then charged in the platform's primary virtual assets. |
| Card replacement | unknown | unknown |

## Rewards

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| **Cashback** | 1.5 % (level 0); 1.5 % (level 1); 1.75 % (level 2); 2 % (level 3); 3 % (level 4); 4 % (level 5); 5 % (level 6) · in BTC | 1.5 % (cap 2,000.00 USD/month) · in USD |
| **Referral bonus (invited friend)** | 10 USD | unknown |
| **Referral bonus (you)** | $5 of bitcoin when the referral spends $25 from their Fold balance, plus 100 spins and Spin Squad earnings of 1–50 sats on qualifying bitcoin purchases or Fold Debit Card use. | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Fold Bitcoin Credit Card | KAST Card (Global) |
| --- | --- | --- |
| Limits (entry level) | Balance in total not published | Level 2: Spending per day no limit · Spending per month no limit · ATM per transaction (physical card) 500 USD |

- [Fold Bitcoin Credit Card](https://cryptocardss.com/en/fold-bitcoin-credit-card.md)
- [KAST Card (Global)](https://cryptocardss.com/en/kast-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/fold-bitcoin-credit-card-vs-kast-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/compare/fold-bitcoin-credit-card-vs-kast-card/