# Gnosis Pay Card vs. Karta Card: fees, limits & KYC

- Gnosis Pay Card has the lowest foreign currency fee (0 %).
- Fewest documents: Karta Card (ID document).
- Karta Card has the best score (68.27).

## Basics

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| Card form | debit | debit |
| **Card types** | virtual, physical | virtual, physical, metal |
| Card network | Visa | Visa |
| Custody | self-custody | self-custody |
| Funding model | stablecoin balance | stablecoin balance |
| **Card currencies** | EUR, GBP, USD | USD |
| Usage | personal | personal |
| Issuer / BIN sponsor | unknown | Third National |
| **Limits depend on** | user setting | not published |
| Cards per account | unknown | not published |

## Availability

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| Available in | unknown | Not available in 21 countries and regions |

## Crypto

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| **Supported assets** | USDT, USDC, EURe, GBPe, USDCe | USDT, USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Gnosis, Celo | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism |
| Fiat top-up | unknown | Yes |

## Payments

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | unknown | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 30.00 USDT |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | 0.00 USD |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | 0 % above the market rate |
| **Foreign currency fee** | 0 % | 1 % above the network rate |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | 2.5 % + 1.00 USDT |
| Transaction fee | unknown | 1.5 % |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| **Cashback** | 5 % | 25 % (spend from 0/month) · in KARAT |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Gnosis Pay Card | Karta Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 10,000 USD | no limits captured |

- [Gnosis Pay Card](https://cryptocardss.com/en/gnosis-pay.md)
- [Karta Card](https://cryptocardss.com/en/karta-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/gnosis-pay-vs-karta-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/gnosis-pay-vs-karta-card/