# Halocard vs. Onboard Card: fees, limits & KYC

- Halocard has the best score (65.32).

Entry variant: Halocard: Essential+.

## Basics

|  | Halocard | Onboard Card |
| --- | --- | --- |
| **Card form** | credit | prepaid |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| Custody | custodial | unknown |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | Third National | not published |
| Limits depend on | user setting | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Halocard | Onboard Card |
| --- | --- | --- |
| Available in | unknown | Not available in 41 countries and regions |

## Crypto

|  | Halocard | Onboard Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL | BTC, ETH, USDT, USDC, DAI, SOL, BNB, XRP, ADA, DOGE, TRX, TON, LTC, BCH, DOT, AVAX, POL, LINK, ARB, OP, XLM, SHIB, NEAR, APT, UNI, AAVE, WLD, S, APE, HBAR, XTZ, STRK, SEI, CELO, TIA, SCR, KAIA, CORE, EIGEN, RENDER, RUNE, CAKE, ENA, HYPE, JUP, MASK, CARV, UXLINK, VIRTUAL, GRASS, PEPE, WIF, BONK, POPCAT, BRETT, FLOKI, MOG, GOAT, CHILLGUY, MEW, DEGEN, BOME, SUNDOG, NOT, SAND, TRUMP |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism |
| Fiat top-up | Yes | Yes |

## Payments

|  | Halocard | Onboard Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | Yes | No |
| Contactless | Yes | Yes |

## Fees

|  | Halocard | Onboard Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 2.00 USD |
| Physical card issuance | unknown | not applicable |
| Free cards | unknown | unknown |
| Shipping | unknown | not applicable |
| Monthly fee | 15.00 USD/month or 180.00 USD/year | unknown |
| Annual fee | 15.00 USD/month or 180.00 USD/year | unknown |
| Top-up fee | unknown | 1.25 % |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| Foreign currency fee | 1.5 % | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 1.5 % + 1.00 USD | not applicable |
| **Transaction fee** | 0 % + 0.00 USD | free |
| Cross-border fee | 0 % | unknown |
| Withdrawal fee | unknown | free |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | 1.00 USD |
| Declined payment fee | 0.00 USD | 0.00 USD |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Halocard | Onboard Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | 5 USD |
| **Referral bonus (you)** | up to 300 USD | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Halocard | Onboard Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 1,000,000 USD · ATM per transaction 250 USD · ATM per 24 hours (number) 3× | Initial identity verification: Top-up per transaction 5,000 USD · Spending per day 5,000 USD · Spending per month 20,000 USD |

- [Halocard](https://cryptocardss.com/en/halocard.md)
- [Onboard Card](https://cryptocardss.com/en/onboard-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/halocard-vs-onboard-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/halocard-vs-onboard-card/