# Halocard vs. PintoPay Card: fees, limits & KYC

- PintoPay Card ask for the least (No ID).
- Halocard has the higher score (65.91).

## Basics

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| **Card form** | credit | debit |
| Card types | virtual, physical | virtual, physical |
| **Card network** | Visa | unknown |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| **Card currencies** | USD | unknown |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | Third National | unknown |
| **Limits depend on** | user setting | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL | not published |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche | unknown |
| **Fiat top-up** | Yes | unknown |

## Payments

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| **Contactless** | Yes | unknown |

## Fees

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| **Virtual card issuance** | unknown | only in the app |
| **Physical card issuance** | unknown | only in the app |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| **Monthly fee** | unknown | only in the app |
| **Annual fee** | unknown | only in the app |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 1.5 % | only in the app |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 1.5 % + 1.00 USD | only in the app |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Halocard | PintoPay Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 1,000,000 USD · ATM per transaction 250 USD · ATM per 24 hours (number) 3× | Single payment per transaction only in the app |

- [Halocard](https://cryptocardss.com/en/halocard.md)
- [PintoPay Card](https://cryptocardss.com/en/pintopay-card.md)

---

- **Canonical URL:** https://cryptocardss.com/en/compare/halocard-vs-pintopay-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/compare/halocard-vs-pintopay-card/