# Halocard vs. Wallbit Card: fees, limits & KYC

- Wallbit Card has the lowest monthly fee (0.00 USD).
- Halocard has the lowest foreign currency fee (1.5 % + 0.30 USD).
- Wallbit Card has the best score (6.5).

Entry variant: Halocard: Essential+ · Wallbit Card: Classic.

## Basics

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| **Card form** | credit | debit |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| **Usage** | personal, business | personal |
| Issuer / BIN sponsor | Third National | unknown |
| **Limits depend on** | user setting | KYC level |
| Cards per account | unknown | unknown |

## Availability

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| Available in | unknown | Available in 76 countries and regions |

## Crypto

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL | USDT, USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | BNB Smart Chain, Solana, Arbitrum, Base, Optimism | Ethereum, Tron, Solana, Polygon, Arbitrum, Base |
| Fiat top-up | Yes | Yes |

## Payments

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| **Virtual card issuance** | not published | 5.00 USD |
| Physical card issuance | unknown | not applicable |
| Free cards | unknown | unknown |
| Shipping | unknown | not applicable |
| **Monthly fee** | 15.00 USD/month or 180.00 USD/year | 0.00 USD |
| **Annual fee** | 15.00 USD/month or 180.00 USD/year | not published |
| Top-up fee | unknown | not published |
| Crypto deposit fee | unknown | 0 % + 0.00 USD |
| Crypto conversion fee | unknown | not published |
| **Foreign currency fee** | 1.5 % + 0.30 USD | 2 % |
| **FX free allowance** | not applicable | not published |
| Minimum FX fee | unknown | not published |
| **ATM fee** | 1.5 % + 1.00 USD | 1 % (min. 5.00 USD) |
| Transaction fee | 0 % + 0.00 USD | 0 % + 0.00 USD |
| **Cross-border fee** | 0 % | not published |
| Withdrawal fee | unknown | unknown |
| **Activation fee** | not published | 5.00 USD |
| Account closure fee | not published | not published |
| **Dispute fee** | 30.00 USD (First disputed transaction request every 12 months is free; fee is levied by Visa) | not published |
| Minimum top-up | 30.00 USD | unknown |
| **Declined payment fee** | 0.00 USD | not published |
| Refund fee | unknown | not published |
| **Inactivity fee** | not published | 2.00 USD |
| Minimum monthly spend | unknown | not published |
| **Inactivity rule** | Halocard may suspend or terminate an account after an extended period of inactivity; the terms do not define the length of that period. | After 3 months without a deposit, withdrawal, or card use, a monthly fee applies when total bank-account balance is below 500 USD; it does not apply with an investment-account balance. |
| Card replacement | not published | not published |

## Rewards

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| Cashback | unknown | 0.3 % (Bronze); 0.5 % (Silver · cap 50.00 USD/month); 1 % (Gold · cap 100.00 USD/month) · in SPY |
| Referral bonus (invited friend) | unknown | no Virtual card issuance |
| **Referral bonus (you)** | up to 300 USD | up to 25 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Halocard | Wallbit Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 1,000,000 USD · ATM per transaction 250 USD · ATM per 24 hours (number) 3× | Básica: Spending per day 5,000 USD · Spending per month 20,000 USD · ATM per transaction 250 USD |

- [Halocard](https://cryptocardss.com/en/halocard.md)
- [Wallbit Card](https://cryptocardss.com/en/wallbit-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/halocard-vs-wallbit-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/halocard-vs-wallbit-card/