# Halocard vs. Zypto Card: fees, limits & KYC

- Zypto Card has the lowest monthly fee (0.00 USD).
- Halocard has the lowest foreign currency fee (1.5 %).
- Fewest documents: Halocard (ID document).
- Zypto Card has the best score (65.79).

Entry variant: Halocard: Essential+.

## Basics

|  | Halocard | Zypto Card |
| --- | --- | --- |
| **Card form** | credit | prepaid |
| Card types | virtual, physical | virtual, physical |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| **Usage** | personal, business | personal |
| Issuer / BIN sponsor | Third National | Third National |
| Limits depend on | user setting | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Halocard | Zypto Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Halocard | Zypto Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, SOL | BTC, ETH, USDC, SOL |
| Number of supported assets | unknown | 100 |
| Top-up networks | BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche | unknown |
| Fiat top-up | Yes | unknown |

## Payments

|  | Halocard | Zypto Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay, Google Pay | Apple Pay, Google Pay, Samsung Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Halocard | Zypto Card |
| --- | --- | --- |
| Virtual card issuance | unknown | 0.00 USD |
| Physical card issuance | unknown | 50.00 USD |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| **Monthly fee** | 15.00 USD/month or 180.00 USD/year | 0.00 USD |
| **Annual fee** | 15.00 USD/month or 180.00 USD/year | 0.00 USD |
| Top-up fee | unknown | 3 % |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | 3 % |
| **Foreign currency fee** | 1.5 % | 1.75 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 1.5 % + 1.00 USD | 1 % |
| Transaction fee | 0 % + 0.00 USD | unknown |
| Cross-border fee | 0 % | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | 0.00 USD | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Halocard | Zypto Card |
| --- | --- | --- |
| Cashback | unknown | only in the app |
| Referral bonus (invited friend) | unknown | 5 USD |
| **Referral bonus (you)** | up to 300 USD | 5 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Halocard | Zypto Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 1,000,000 USD · ATM per transaction 250 USD · ATM per 24 hours (number) 3× | Spending per month (physical card) 1,000,000 USD · ATM per transaction (physical card) 250 USD · ATM per day (physical card) 750 USD |

- [Halocard](https://cryptocardss.com/en/halocard.md)
- [Zypto Card](https://cryptocardss.com/en/zypto-premium-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/halocard-vs-zypto-premium-visa-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/halocard-vs-zypto-premium-visa-card/