# Karma Card vs. THORWallet Card: fees, limits & KYC

- THORWallet Card has the higher score (66.41).

## Basics

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| **Card form** | credit | unknown |
| **Card types** | unknown | virtual, physical |
| **Card network** | Visa | Mastercard |
| Custody | self-custody | self-custody |
| Funding model | stablecoin balance | stablecoin balance |
| Card currencies | USD | USD |
| **Usage** | personal | personal, business |
| **Issuer / BIN sponsor** | Third National | unknown |
| **Limits depend on** | unknown | KYC level, plan |
| Cards per account | unknown | unknown |

## Availability

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| Supported assets | USDC | USDC |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | unknown |
| Fiat top-up | unknown | unknown |

## Payments

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay | unknown |
| ATM withdrawals | Yes | Yes |
| Contactless | unknown | unknown |

## Fees

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | unknown | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 1 % | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | unknown |
| **Transaction fee** | 0.5 % | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| **Cashback** | unknown | 0.5 % (Premium); 0.5 % (Premium); 0.5 % (TITN) · in USDC |
| Referral bonus (invited friend) | unknown | unknown |
| **Referral bonus (you)** | not published | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Karma Card | THORWallet Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day not published | no limits captured |

- [Karma Card](https://cryptocardss.com/en/karma-card.md)
- [THORWallet Card](https://cryptocardss.com/en/thorwallet-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/karma-card-vs-thorwallet-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/karma-card-vs-thorwallet-card/