# Karma Card vs. Vield Non-Custodial Mastercard: fees, limits & KYC

- Karma Card has the lowest foreign currency fee (1 %).
- Karma Card has the best score (53.63).

## Basics

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Card form** | credit | prepaid |
| Card types | unknown | virtual |
| **Card network** | Visa | Mastercard |
| Custody | self-custody | self-custody |
| Funding model | stablecoin balance | stablecoin balance |
| **Card currencies** | USD | AUD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Third National | Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925) |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Supported assets | USDC | USDC |
| Number of supported assets | unknown | unknown |
| Top-up networks | unknown | Polygon |
| Fiat top-up | unknown | No |

## Payments

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | Yes | No |
| Contactless | unknown | Yes |

## Fees

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| Physical card issuance | unknown | not applicable |
| Free cards | unknown | unknown |
| Shipping | unknown | not applicable |
| Monthly fee | unknown | 0.00 AUD |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | free |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 1 % | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | unknown | not applicable |
| **Transaction fee** | 0.5 % | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | not applicable |
| Declined payment fee | unknown | 0.00 AUD |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | 0.00 AUD |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | free |

## Rewards

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | not published | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Karma Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Limits (entry level) | Spending per day not published | Top-up per day 5,000 USDC · Top-up per year 150,000 USDC · Spending per day 5,000 USD |

- [Karma Card](https://cryptocardss.com/en/karma-card.md)
- [Vield Non-Custodial Mastercard](https://cryptocardss.com/en/vield-non-custodial-mastercard.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/karma-card-vs-vield-non-custodial-mastercard/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/karma-card-vs-vield-non-custodial-mastercard/