# Karta Card vs. Vield Non-Custodial Mastercard: fees, limits & KYC

- Karta Card has the lowest foreign currency fee (1 % above the network rate).
- Karta Card has the higher score (68.27).

## Basics

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| **Card types** | virtual, physical, metal | virtual |
| **Card network** | Visa | Mastercard |
| Custody | self-custody | self-custody |
| Funding model | stablecoin balance | stablecoin balance |
| **Card currencies** | USD | AUD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Third National | Immersve Pty Ltd (ABN 93 658 192 057, AFSL 545925) |
| **Limits depend on** | not published | unknown |
| **Cards per account** | not published | unknown |

## Availability

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Available in** | Not available in 21 countries and regions | unknown |

## Crypto

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Supported assets** | USDT, USDC | USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism | Polygon |
| **Fiat top-up** | Yes | No |

## Payments

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | Yes | No |
| Contactless | Yes | Yes |

## Fees

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Virtual card issuance** | 30.00 USDT | unknown |
| **Physical card issuance** | unknown | not applicable |
| Free cards | unknown | unknown |
| **Shipping** | unknown | not applicable |
| **Monthly fee** | 0.00 USD | 0.00 AUD |
| Annual fee | unknown | unknown |
| **Top-up fee** | unknown | free |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 0 % above the market rate | unknown |
| **Foreign currency fee** | 1 % above the network rate | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 2.5 % + 1.00 USDT | not applicable |
| **Transaction fee** | 1.5 % | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| **Inactivity fee** | unknown | 0.00 AUD |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| **Card replacement** | unknown | free |

## Rewards

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| **Cashback** | 25 % (spend from 0/month) · in KARAT | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| **Referral bonus (you)** | 5 USD | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Karta Card | Vield Non-Custodial Mastercard |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Top-up per day 5,000 USDC · Top-up per year 150,000 USDC · Spending per day 5,000 USD |

- [Karta Card](https://cryptocardss.com/en/karta-card.md)
- [Vield Non-Custodial Mastercard](https://cryptocardss.com/en/vield-non-custodial-mastercard.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/karta-card-vs-vield-non-custodial-mastercard/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/karta-card-vs-vield-non-custodial-mastercard/