# Karta Card vs. Wirex One Card (EEA): fees, limits & KYC

- Wirex One Card (EEA) has the lowest foreign currency fee (0 %).
- Karta Card has the higher score (68.27).

Entry variant: Wirex One Card (EEA): Base.

## Basics

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| Card form | debit | debit |
| **Card types** | virtual, physical, metal | virtual |
| Card network | Visa | Visa |
| **Custody** | self-custody | smart wallet |
| Funding model | stablecoin balance | stablecoin balance |
| **Card currencies** | USD | EUR |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Third National | Wirex Limited |
| **Limits depend on** | not published | KYC level |
| **Cards per account** | not published | unknown |

## Availability

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Available in** | Not available in 21 countries and regions | Available in 73 countries and regions |

## Crypto

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Supported assets** | USDT, USDC | only in the app |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism | only in the app |
| Fiat top-up | Yes | Yes |

## Payments

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Virtual card issuance** | 30.00 USDT | unknown |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| **Monthly fee** | 0.00 USD | 0.00 EUR |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 0 % above the market rate | only in the app |
| **Foreign currency fee** | 1 % above the network rate | 0 % |
| **FX free allowance** | unknown | not applicable |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 2.5 % + 1.00 USDT | unknown |
| **Transaction fee** | 1.5 % | unknown |
| **Cross-border fee** | unknown | not published |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| **Cashback** | 25 % (spend from 0/month) · in KARAT | 0.5 % · in USD · requires token holding or staking |
| Referral bonus (invited friend) | unknown | unknown |
| **Referral bonus (you)** | 5 USD | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Karta Card | Wirex One Card (EEA) |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Spending per month 30,000 EUR · ATM per day (physical card) 750 EUR · ATM per month (physical card) 5,000 EUR |

- [Karta Card](https://cryptocardss.com/en/karta-card.md)
- [Wirex One Card (EEA)](https://cryptocardss.com/en/wirex-card-eea.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/karta-card-vs-wirex-card-eea/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/karta-card-vs-wirex-card-eea/