# KAST Card (Global) vs. PayitFast Card: fees, limits & KYC

- PayitFast Card has the lowest foreign currency fee (1 %).
- KAST Card (Global) has the higher score (64.03).

Entry variant: KAST Card (Global): Standard · PayitFast Card: Virtual Platinum.

## Basics

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| Card form | credit | credit |
| **Card types** | virtual, physical, metal | virtual |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | credit line | credit line |
| Card currencies | USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Third National | Third National Bank |
| **Limits depend on** | user setting | KYC level, plan, account tier, user setting |
| Cards per account | unknown | unknown |

## Availability

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| **Available in** | unknown | only in the app |

## Crypto

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, PYUSD, SOL, BNB, XRP, TRX, POL, LINK, ARB, XLM, UNI, AAVE, CRO, OKB | BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TRX, DOT, AVAX, XLM, SUI |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, TON, Stellar, XRP Ledger, Sonic | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism, Avalanche, Stellar, Sui, XRP Ledger, Cardano, Dogecoin, Polkadot |
| Fiat top-up | Yes | Yes |

## Payments

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| **Virtual card issuance** | 2.00 USD | 5.00 USD |
| **Physical card issuance** | 0.00 USD | unknown |
| Free cards | unknown | unknown |
| **Shipping** | 40.00 USD – 40.00 USD | unknown |
| **Monthly fee** | not applicable | 0.00 USD |
| **Annual fee** | 0.00 USD | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 0 % | 0.75 % |
| **Foreign currency fee** | 1.75 % | 1 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 2 % + 3.00 USD | 1.3 % + 2.00 USD |
| **Transaction fee** | free (Non-USD transactions under USD 25 incur a small transaction fee of USD 0.10; USD small transactions and Apple Pay / Google Pay payments 0%.) | free |
| **Cross-border fee** | unknown | 2.2 % |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | 0.50 USD | 2.00 USD |
| Refund fee | unknown | unknown |
| **Inactivity fee** | 1.00 USD | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | Account is considered dormant after 12 months without transaction activity; a monthly inactivity fee is then charged in the platform's primary virtual assets. | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| **Cashback** | 1.5 % (cap 2,000.00 USD/month) · in USD | 3 % (Standard · cap 60.00 USDC/month); 3 % (Elite · cap 1,500.00 USDC/month) · in USDC |
| **Referral bonus (invited friend)** | unknown | not published |
| **Referral bonus (you)** | unknown | not published |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | KAST Card (Global) | PayitFast Card |
| --- | --- | --- |
| Limits (entry level) | Level 2: Spending per day no limit · Spending per month no limit · ATM per transaction (physical card) 500 USD | Spending per day 100,000 USD · Spending per month only in the app · Balance in total only in the app |

- [KAST Card (Global)](https://cryptocardss.com/en/kast-card.md)
- [PayitFast Card](https://cryptocardss.com/en/payitfast-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/kast-card-vs-payitfast-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/kast-card-vs-payitfast-card/