# Kem Card vs. Solid Card: fees, limits & KYC

- Solid Card has the lowest foreign currency fee (1.5 %).
- Fewest documents: Solid Card (ID + proof of address).
- Solid Card has the best score (7.4).

Entry variant: Solid Card: Core.

## Basics

|  | Kem Card | Solid Card |
| --- | --- | --- |
| **Card form** | debit | credit |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| **Custody** | custodial | self-custody |
| Funding model | stablecoin balance | stablecoin balance |
| **Card currencies** | USD | EUR, USD |
| Usage | personal | personal |
| Issuer / BIN sponsor | Third National | Third National |
| Limits depend on | not published | unknown |
| Cards per account | not published | unknown |

## Availability

|  | Kem Card | Solid Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Kem Card | Solid Card |
| --- | --- | --- |
| **Supported assets** | USDT | ETH, USDT, USDC, EURC, WBTC, WETH, So U S D, VOLT, WFUSE, So E T H, FUSE |
| Number of supported assets | unknown | unknown |
| Top-up networks | Ethereum, Polygon, Arbitrum, Optimism | unknown |
| Fiat top-up | Yes | Yes |

## Payments

|  | Kem Card | Solid Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | unknown |
| Contactless | Yes | unknown |

## Fees

|  | Kem Card | Solid Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | 0.00 USD |
| Physical card issuance | 0.00 USD | unknown |
| Free cards | unknown | unknown |
| Shipping | not published | unknown |
| Monthly fee | 0.00 USD | 0.00 USD |
| **Annual fee** | 0.00 USD | not published |
| **Top-up fee** | not published | free |
| Crypto deposit fee | not published | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 3 % | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | not published | unknown |
| **ATM fee** | only in the app | not published |
| **Transaction fee** | 1 % | free |
| **Cross-border fee** | up to 3 % | 0 % |
| Withdrawal fee | not published | unknown |
| Activation fee | not published | unknown |
| Account closure fee | not published | not published |
| Dispute fee | not published | not published |
| Minimum top-up | unknown | 10.00 USD |
| Declined payment fee | not published | unknown |
| Refund fee | not published | unknown |
| Inactivity fee | not published | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | The account remains active after a long period without use; no inactivity period is specified. | unknown |
| Card replacement | not published | unknown |

## Rewards

|  | Kem Card | Solid Card |
| --- | --- | --- |
| **Cashback** | 2–5 % | 3 % (cap 50.00 USD/month) · in USDC · requires token holding or staking |
| Referral bonus (invited friend) | unknown | $25 worth of FUSE |
| **Referral bonus (you)** | up to 500 USD | $25 worth of FUSE |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Kem Card | Solid Card |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Single payment per transaction 750,000 USD |

- [Kem Card](https://cryptocardss.com/en/kem-card.md)
- [Solid Card](https://cryptocardss.com/en/solid-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/kem-card-vs-solid-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/kem-card-vs-solid-card/