# Kem Card vs. Wayex Visa Card: fees, limits & KYC

- Wayex Visa Card has the lowest foreign currency fee (1.5 %).
- Wayex Visa Card ask for the least (ID document).
- Wayex Visa Card has the higher score (61.22).

## Basics

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| **Card form** | debit | prepaid |
| Card types | virtual, physical | virtual, physical |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | stablecoin balance | stablecoin balance |
| Card currencies | USD | USD |
| **Usage** | personal | personal, business |
| **Issuer / BIN sponsor** | Third National | Lead Bank |
| **Limits depend on** | unknown | user setting |
| Cards per account | unknown | unknown |

## Availability

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| **Available in** | unknown | only in the app |

## Crypto

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| **Supported assets** | USDT | USDT, USDC, DAI, PYUSD |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Ethereum, Polygon, Arbitrum, Optimism | Ethereum, Tron, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Stellar |
| Fiat top-up | Yes | Yes |

## Payments

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| **Mobile wallets** | Apple Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 USD | 0.00 USD |
| **Physical card issuance** | 0.00 USD | unknown |
| Free cards | unknown | unknown |
| **Shipping** | unknown | not published |
| Monthly fee | 0.00 USD | 0.00 USD |
| **Annual fee** | 0.00 USD | unknown |
| **Top-up fee** | not published | unknown |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | unknown | unknown |
| **Foreign currency fee** | 3 % | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | only in the app | not published |
| **Transaction fee** | unknown | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| **Inactivity rule** | The account remains active after a long period without use; no inactivity period is specified. | unknown |
| **Card replacement** | not published | unknown |

## Rewards

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| **Cashback** | 2–5 % | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Kem Card | Wayex Visa Card |
| --- | --- | --- |
| Limits (entry level) | no limits captured | Top-up per day not published · Top-up per month not published · Spending per day only in the app |

- [Kem Card](https://cryptocardss.com/en/kem-card.md)
- [Wayex Visa Card](https://cryptocardss.com/en/wayex-visa-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/kem-card-vs-wayex-visa-card/
- **As of:** 29 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 29 Oct 2026, https://cryptocardss.com/en/compare/kem-card-vs-wayex-visa-card/