# Kolo Card vs. Oobit Crypto Card: fees, limits & KYC

- Kolo Card has the lowest foreign currency fee (0 %).
- Kolo Card ask for the least (ID document).
- Oobit Crypto Card has the higher score (66.34).

## Basics

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| **Card form** | debit | credit |
| **Card types** | virtual, physical | virtual |
| Card network | Visa | Visa |
| Custody | self-custody | self-custody |
| Funding model | converted on spend | converted on spend |
| **Card currencies** | EUR, USD | USD |
| **Usage** | personal, business | personal |
| **Issuer / BIN sponsor** | unknown | ThirdNational |
| **Limits depend on** | KYC level | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| **Available in** | unknown | Available in 74 countries and regions |

## Crypto

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| **Supported assets** | unknown | BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TRX, TON, LTC, BCH, XLM, SHIB |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | unknown | Ethereum, Polygon, Arbitrum, Optimism |
| **Fiat top-up** | No | Yes |

## Payments

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| **Virtual card issuance** | unknown | 0.00 USD |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| Monthly fee | 0.00 USD | 0.00 USD |
| **Annual fee** | unknown | 0.00 USD |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 0 % | unknown |
| **Foreign currency fee** | 0 % | 1.5 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | 0.65 % + 1.00 USD | 2.5 % |
| Transaction fee | unknown | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | 0.60 USD | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| **Cashback** | 1–2 % | 10 % |
| Referral bonus (invited friend) | unknown | unknown |
| **Referral bonus (you)** | 40 % of fees | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Kolo Card | Oobit Crypto Card |
| --- | --- | --- |
| Limits (entry level) | ATM per transaction 500 USD · ATM per 24 hours (number) 3× | Spending per day 10,000 USD · Spending per month 150,000 USD · ATM per transaction (virtual card) 250 USD |

- [Kolo Card](https://cryptocardss.com/en/kolo-card.md)
- [Oobit Crypto Card](https://cryptocardss.com/en/oobit-crypto-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/kolo-card-vs-oobit-crypto-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/kolo-card-vs-oobit-crypto-card/