# Kolo Card vs. Simple Crypto Card: fees, limits & KYC

- Fewest documents: Kolo Card (ID document).
- Kolo Card has the best score (64.8).

## Basics

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Card form | debit | debit |
| Card types | virtual | virtual |
| **Card network** | Visa | Mastercard |
| Custody | self-custody | self-custody |
| Funding model | converted on spend | converted on spend |
| **Card currencies** | EUR, USD | only in the app |
| **Usage** | personal, business | personal |
| Issuer / BIN sponsor | unknown | Wirex |
| **Limits depend on** | KYC level | user setting |
| Cards per account | 3 | unknown |

## Availability

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Available in | unknown | unknown |

## Crypto

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Supported assets | unknown | USDT, USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Stellar, Litecoin | Ethereum, Tron, BNB Smart Chain, Polygon, Arbitrum, Base |
| **Fiat top-up** | No | Yes |

## Payments

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Virtual card issuance | unknown | unknown |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | 0.00 USD | unknown |
| Annual fee | unknown | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | 0 % | 2 % |
| Foreign currency fee | 0 % | unknown |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | 0.65 % + 1.00 USD | unknown |
| Transaction fee | 1 % | unknown |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | 0.60 USD | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | unknown | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | Storage fee after 9 months without a withdrawal, deposit, exchange or transfer; 30 days' email notice; applies only while balances remain and stops after renewed activity. |
| Card replacement | unknown | not published |

## Rewards

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Cashback | 1–2 % | unknown |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | 40 % of fees | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Kolo Card | Simple Crypto Card |
| --- | --- | --- |
| Limits (entry level) | ATM per transaction 500 USD · ATM per 24 hours (number) 3× | Spending per day 30,000 USDC · Spending per day (number) 15× · Spending per month 30,000 USDC |

- [Kolo Card](https://cryptocardss.com/en/kolo-card.md)
- [Simple Crypto Card](https://cryptocardss.com/en/simple-crypto-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/kolo-card-vs-simple-crypto-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/kolo-card-vs-simple-crypto-card/