# Mercuryo Card vs. Nebeus Card: fees, limits & KYC

- Fewest documents: Nebeus Card (ID document).
- Nebeus Card has the best score (45.83).

Entry variant: Nebeus Card: Free.

## Basics

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| Card form | debit | debit |
| Card types | virtual | virtual |
| Card network | Mastercard | Mastercard |
| Custody | unknown | custodial |
| Funding model | converted on spend | converted on spend |
| Card currencies | EUR | unknown |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | Quicko Sp. z o.o. | not published |
| Limits depend on | unknown | user setting |
| Cards per account | unknown | unknown |

## Availability

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| Available in | Available in: European Economic Area | unknown |

## Crypto

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| **Supported assets** | DOT | BTC, ETH, USDC, XRP, ADA, DOGE, LTC, BCH, AVAX, MATIC, LINK, XLM, SHIB, UNI, AAVE, 1INCH, ALGO, APE, BONK, CELO, CHZ, EOS, EUROC, FLOKI, FTM, GRT, PEPE, SAND, XTZ |
| Number of supported assets | unknown | unknown |
| Top-up networks | Polkadot | unknown |
| Fiat top-up | unknown | Yes |

## Payments

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | No | Yes |
| Contactless | Yes | unknown |

## Fees

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| Virtual card issuance | 0.00 EUR | unknown |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | unknown | 0.00 EUR |
| Annual fee | unknown | unknown |
| **Top-up fee** | not published | not applicable |
| Crypto deposit fee | unknown | unknown |
| Crypto conversion fee | not published | not published |
| Foreign currency fee | not published | not published |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| ATM fee | not applicable | unknown |
| Transaction fee | unknown | free |
| Cross-border fee | unknown | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | unknown | unknown |
| Inactivity fee | 1.00 EUR | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| Cashback | unknown | unknown |
| Referral bonus (invited friend) | unknown | up to 20 USDC |
| Referral bonus (you) | unknown | 20 USDC |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Mercuryo Card | Nebeus Card |
| --- | --- | --- |
| Limits (entry level) | Spending per day 10,000 EUR · Spending per month 40,000 EUR · Single payment per transaction 5,000 EUR | Spending per day only in the app · Spending per month only in the app · ATM per month only in the app |

- [Mercuryo Card](https://cryptocardss.com/en/mercuryo-card.md)
- [Nebeus Card](https://cryptocardss.com/en/nebeus-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/mercuryo-card-vs-nebeus-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/mercuryo-card-vs-nebeus-card/