# Moon Card vs. Spritz Card: fees, limits & KYC

- Fewest documents: Moon Card (No ID).
- Moon Card has the best score (6.8).

Entry variant: Moon Card: Moon X Card.

## Basics

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| Card form | unknown | credit |
| **Card types** | virtual | virtual, physical |
| Card network | Visa | Visa |
| Custody | self-custody | self-custody |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| Usage | personal | personal |
| Issuer / BIN sponsor | not published | not published |
| Limits depend on | unknown | unknown |
| Cards per account | unknown | unknown |

## Availability

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| Available in | not published | unknown |

## Crypto

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC | ETH, USDC, SOL |
| Number of supported assets | unknown | 50,000 |
| **Top-up networks** | Bitcoin, Lightning, Tron, Polygon | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism, Avalanche, Sui |
| Fiat top-up | unknown | unknown |

## Payments

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| **Mobile wallets** | – | Apple Pay, Google Pay |
| ATM withdrawals | No | unknown |
| Contactless | unknown | Yes |

## Fees

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| Virtual card issuance | unknown | not published |
| **Physical card issuance** | not applicable | not published |
| Free cards | unknown | unknown |
| Shipping | not applicable | unknown |
| Monthly fee | 0.00 USD | 0.00 USD |
| Annual fee | 0.00 USD | 0.00 USD |
| Top-up fee | free | unknown |
| Crypto deposit fee | not published | unknown |
| Crypto conversion fee | 0 % | unknown |
| **Foreign currency fee** | 0 % | not published |
| FX free allowance | not applicable | unknown |
| Minimum FX fee | 0.00 USD | unknown |
| **ATM fee** | not applicable | not published |
| **Transaction fee** | 1 % (min. 1.00 USD) | free |
| Cross-border fee | 0 % | unknown |
| Withdrawal fee | unknown | unknown |
| Activation fee | not published | unknown |
| Account closure fee | not published | not published |
| **Dispute fee** | 17.50 USD (only assessed if the Company, at its sole discretion, decides to proceed with a consumer-requested dispute) | not published |
| Minimum top-up | unknown | unknown |
| Declined payment fee | unknown | unknown |
| Refund fee | 40.00 USD (per refund transaction, only if the card has more than 3 refunds, total refunded value exceeds $250 USD, and refunded value exceeds 15% of the value transacted on the card; additionally $0.50 USD per decline/reversal/refund transaction once the card exceeds 20 such transactions in a calendar month or 30-day period) | unknown |
| Inactivity fee | not published | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | not published | unknown |

## Rewards

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| Cashback | unknown | 5 % |
| Referral bonus (invited friend) | unknown | unknown |
| Referral bonus (you) | unknown | unknown |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Moon Card | Spritz Card |
| --- | --- | --- |
| Limits (entry level) | Top-up per day 10,000 USD · Top-up per month 30,000 USD · Spending per month 4,000 USD | Top-up per transaction 5,000 USD · Top-up per day no limit · Spending per transaction no limit |

- [Moon Card](https://cryptocardss.com/en/moon-card.md)
- [Spritz Card](https://cryptocardss.com/en/spritz-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/moon-card-vs-spritz-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/moon-card-vs-spritz-card/