# Nexo Card vs. PayitFast Card: fees, limits & KYC

- PayitFast Card has the higher score (63.95).

Entry variant: PayitFast Card: Virtual Platinum.

## Basics

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| Card form | credit | credit |
| **Card types** | virtual, physical | virtual |
| **Card network** | Mastercard | Visa |
| Custody | custodial | custodial |
| Funding model | credit line | credit line |
| **Card currencies** | EUR, GBP, USD | USD |
| Usage | personal | personal |
| **Issuer / BIN sponsor** | DiPocket | Third National Bank |
| **Limits depend on** | unknown | KYC level, plan, account tier, user setting |
| Cards per account | unknown | unknown |

## Availability

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| **Available in** | unknown | only in the app |

## Crypto

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH | BTC, ETH, USDT, USDC, SOL, BNB, XRP, ADA, DOGE, TRX, DOT, AVAX, XLM, SUI |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Ethereum, Tron, Solana | Bitcoin, Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Optimism, Avalanche, Stellar, Sui, XRP Ledger, Cardano, Dogecoin, Polkadot |
| Fiat top-up | Yes | Yes |

## Payments

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| ATM withdrawals | Yes | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| **Virtual card issuance** | 0.00 EUR | 5.00 USD |
| Physical card issuance | unknown | unknown |
| Free cards | unknown | unknown |
| Shipping | unknown | unknown |
| **Monthly fee** | 0.00 EUR | 0.00 USD |
| **Annual fee** | 0.00 EUR | unknown |
| Top-up fee | unknown | unknown |
| Crypto deposit fee | unknown | unknown |
| **Crypto conversion fee** | unknown | 0.75 % |
| **Foreign currency fee** | unknown | 1 % |
| FX free allowance | unknown | unknown |
| Minimum FX fee | unknown | unknown |
| **ATM fee** | unknown | 1.3 % + 2.00 USD |
| **Transaction fee** | unknown | free |
| **Cross-border fee** | unknown | 2.2 % |
| Withdrawal fee | unknown | unknown |
| Activation fee | unknown | unknown |
| Minimum top-up | unknown | unknown |
| **Declined payment fee** | unknown | 2.00 USD |
| Refund fee | unknown | unknown |
| **Inactivity fee** | 0.00 EUR | unknown |
| Minimum monthly spend | unknown | unknown |
| Inactivity rule | unknown | unknown |
| Card replacement | unknown | unknown |

## Rewards

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| **Cashback** | 0.1 % (Base); 0.2 % (Silver); 0.3 % (Gold); 0.5 % (Platinum) · in BTC | 3 % (Standard · cap 60.00 USDC/month); 3 % (Elite · cap 1,500.00 USDC/month) · in USDC |
| **Referral bonus (invited friend)** | unknown | not published |
| **Referral bonus (you)** | unknown | not published |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Nexo Card | PayitFast Card |
| --- | --- | --- |
| Limits (entry level) | ATM per month 10,000 EUR | Spending per day 100,000 USD · Spending per month only in the app · Balance in total only in the app |

- [Nexo Card](https://cryptocardss.com/en/nexo-card.md)
- [PayitFast Card](https://cryptocardss.com/en/payitfast-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/nexo-card-vs-payitfast-card/
- **As of:** 30 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 30 Oct 2026, https://cryptocardss.com/en/compare/nexo-card-vs-payitfast-card/