# Onboard Card vs. Wallbit Card: fees, limits & KYC

- Onboard Card has the lowest foreign currency fee (1.5 % + 0.30 USD).
- Wallbit Card has the best score (6.5).

Entry variant: Wallbit Card: Classic.

## Basics

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| **Card form** | prepaid | debit |
| Card types | virtual | virtual |
| Card network | Visa | Visa |
| Custody | custodial | custodial |
| Funding model | fiat balance | fiat balance |
| Card currencies | USD | USD |
| Usage | personal | personal |
| Issuer / BIN sponsor | not published | unknown |
| Limits depend on | unknown | KYC level |
| Cards per account | unknown | unknown |

## Availability

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| **Available in** | Not available in 41 countries and regions | Available in 76 countries and regions |

## Crypto

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| **Supported assets** | BTC, ETH, USDT, USDC, DAI, SOL, BNB, XRP, ADA, DOGE, TRX, TON, LTC, BCH, DOT, AVAX, POL, LINK, ARB, OP, XLM, SHIB, NEAR, APT, UNI, AAVE, WLD, S, APE, HBAR, XTZ, STRK, SEI, CELO, TIA, SCR, KAIA, CORE, EIGEN, RENDER, RUNE, CAKE, ENA, HYPE, JUP, MASK, CARV, UXLINK, VIRTUAL, GRASS, PEPE, WIF, BONK, POPCAT, BRETT, FLOKI, MOG, GOAT, CHILLGUY, MEW, DEGEN, BOME, SUNDOG, NOT, SAND, TRUMP | USDT, USDC |
| Number of supported assets | unknown | unknown |
| **Top-up networks** | Ethereum, Tron, BNB Smart Chain, Solana, Polygon, Arbitrum, Base, Optimism | Ethereum, Tron, Solana, Polygon, Arbitrum, Base |
| Fiat top-up | Yes | Yes |

## Payments

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| Mobile wallets | Apple Pay, Google Pay | Apple Pay, Google Pay |
| **ATM withdrawals** | No | Yes |
| Contactless | Yes | Yes |

## Fees

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| **Virtual card issuance** | 2.00 USD | 5.00 USD |
| Physical card issuance | not applicable | not applicable |
| Free cards | unknown | unknown |
| Shipping | not applicable | not applicable |
| Monthly fee | unknown | 0.00 USD |
| Annual fee | not published | not published |
| **Top-up fee** | 1.25 % | not published |
| **Crypto deposit fee** | free (Most networks) | 0 % + 0.00 USD |
| Crypto conversion fee | not published | not published |
| **Foreign currency fee** | 1.5 % + 0.30 USD | 2 % |
| FX free allowance | unknown | not published |
| **Minimum FX fee** | not applicable | not published |
| **ATM fee** | not applicable | 1 % (min. 5.00 USD) |
| **Transaction fee** | free | 0 % + 0.00 USD |
| Cross-border fee | unknown | not published |
| Withdrawal fee | free | unknown |
| **Activation fee** | not published | 5.00 USD |
| Account closure fee | not published | not published |
| Dispute fee | not published | not published |
| Minimum top-up | 1.00 USD | unknown |
| **Declined payment fee** | 0.00 USD | not published |
| Refund fee | not published | not published |
| **Inactivity fee** | not published | 2.00 USD |
| Minimum monthly spend | unknown | not published |
| Inactivity rule | unknown | After 3 months without a deposit, withdrawal, or card use, a monthly fee applies when total bank-account balance is below 500 USD; it does not apply with an investment-account balance. |
| Card replacement | not published | not published |

## Rewards

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| Cashback | unknown | 0.3 % (Bronze); 0.5 % (Silver · cap 50.00 USD/month); 1 % (Gold · cap 100.00 USD/month) · in SPY |
| **Referral bonus (invited friend)** | 5 USD | no Virtual card issuance |
| **Referral bonus (you)** | 5 USD | up to 25 USD |
| Welcome bonus | unknown | unknown |

## Limits (entry level)

|  | Onboard Card | Wallbit Card |
| --- | --- | --- |
| Limits (entry level) | Initial identity verification: Top-up per transaction 5,000 USD · Spending per day 5,000 USD · Spending per month 20,000 USD | Básica: Spending per day 5,000 USD · Spending per month 20,000 USD · ATM per transaction 250 USD |

- [Onboard Card](https://cryptocardss.com/en/onboard-card.md)
- [Wallbit Card](https://cryptocardss.com/en/wallbit-card.md)

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- **Canonical URL:** https://cryptocardss.com/en/compare/onboard-card-vs-wallbit-card/
- **As of:** 31 Oct 2026
- **Data licence:** CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)

Please cite: Source: cryptocardss.com (cryptovss), as of 31 Oct 2026, https://cryptocardss.com/en/compare/onboard-card-vs-wallbit-card/